PROVEN LAWSUIT RESULTS

Operations Supervisor - Tomah, WI

Multi-level Degenerative Disc Space Narrowing of his Lumbar Spine, Lyme’s Disease, Type II Diabetes

“Our client was an Operations Supervisor from Wisconsin. He was diagnosed with multi-level degenerative disc space narrowing of his lumbar spine, Lyme’s disease, and Type II diabetes. Due to his conditions, he was unable to continue performing his job and taken off of work by his doctors. He was initially awarded short-term disability benefits by his insurer Cigna. However, after paying short-term benefits for only two months he received a letter in the mail from Cigna claiming his medical conditions were not severe enough to prevent him from performing his work duties.

Out of work on doctors’ orders and now being told he would not receive any further disability payments, he immediately reached out to Fields Disability to assist challenging this decision. Our attorneys worked with his doctors to secure narrative reports and medical records supporting his inability to work. Our team also assisted him in navigating the procedural maze of applying for Social Security Disability benefits.

Next, after reviewing all of the Cigna’s documentation, our attorneys identified several times where critical medical and vocational evidence was ignored, misstated, or selectively cited. We drafted our appeal challenging the denial of short-term disability benefits and successfully convinced Cigna to reverse its denial. Our client then received a favorable disability ruling from the Social Security Administration and our team is now pursuing his long-term disability benefits. Our client was extremely relieved receiving not only his significant back pay owed to him but also in knowing that he would now enjoy on-going monthly benefits.”

IT Director - Meridian, ID

Migraines, Vision Blurriness, Fatigue, Cognitive Decline

“An IT Director began having severe migraines which started periodically, but then increased to where the pain was nearly constant. His job required looking at computer screens all day and examining detailed data usage reports. No treatments were working. Eventually his symptoms became too severe and he was forced to stop work.

He applied for long-term disability benefits through his employer’s insurance company, but the insurer denied benefits, saying that there was no objective record of his condition.

Worried that the insurance company wasn’t considering all of his doctor’s records, he contacted Fields Disability for help. Our attorneys gathered all of our client’s medical records and had one doctor write a strong summary of our client’s condition. With the evidence strengthened, our attorneys sent an appeal to the insurer.

The insurance company did not change their mind, so our attorneys filed a law suit in federal court to fight for our client’s benefits. During preparations for trial, our attorneys negotiated a generous lump-sum settlement. Our client was thrilled to be done fighting the insurance company, and happy to use the settlement check to move on with his treatment.”

Aerospace Techniciain - Melbourne, FL

Lower Back Pain, Radiculopathy, Fibromyalgia

“An Aerospace Technician injured his back and shoulder at work when he dropped a piece of heavy equipment. He applied for short-term disability benefits and was approved, but when the insurance company switched over to long-term benefits he was denied. He successfully appealed, but was skeptical of his insurer moving forward.

A few years later, his insurance company denied ongoing benefits based on a review of the file. He immediately called Fields Disability for help. We gathered medical records from all of our client’s providers, and ordered supportive narrative reports from our client’s most supportive doctors. Our attorneys filed an appeal to the insurance company, but they upheld the denial.

Our team filed a lawsuit in federal court to fight for our client. After moving forward with litigation, our attorneys negotiated a lump-sum settlement with the insurer. Our client was pleased to be done fighting his insurer, and was happy with the professional advocacy the Fields Disability team provided at every step of the way.”

Senior Software Engineer - Charlton, MA

Cervical Dystonia, Depression, Anxiety

“A Senior Software Engineer from Massachusetts was forced to stop working, less than a decade before retirement. She had battled anxiety and depression for years, but recently developed a progressive and incurable neurological condition. The disease was called Cervical Dystonia, and it caused her neck muscles to uncontrollably contract, forcing her head to painfully twist and turn. Her quality of life began deteriorating quickly, and then she learned that she needed brain surgery to address her worsening condition.

Rightfully concerned about her financial security, the woman applied for long term disability benefits from CIGNA. However, while CIGNA reviewed her claim, they began sending her a seemingly endless number of requests for more information. She responded to the requests at her own expense, but CIGNA still denied her application for benefits a month later. In their denial, CIGNA effectively claimed that the woman wasn’t actually disabled and was just choosing not to work.

She was frustrated with CIGNA’s tactics, and sought out the best disability advocates to handle her case. She found the highly skilled team of attorneys at Fields Disability. We were able to get to work on her case right away, gathering the necessary documents, and obtaining favorable medical opinions from her treating physicians.

Our attorneys reviewed CIGNA’s denial letter, and got to work writing a strong appeal. We argued that CIGNA had failed to both properly consider our client’s medical records, and conduct due diligence through an independent medical examination. On the basis of our well-founded appeal, CIGNA agreed to conduct an independent medical review. After receiving the results of the review, they quickly overturned their previous denial, granting our client long term disability benefits with back pay. Our client was soon able to cash a substantial check from CIGNA, and began receiving regular payments for her long term disability benefits.”

Development Technician - Bellingham, WA

Neuropathy, Chronic Hip and Back Pain, Gastroparesis, Diabetes

“A man from Washington had worked as a development technician for a number of years. After suffering a work injury, he was no longer able to work due to chronic hip and back pain as well as diabetic complications. After he was paid disability benefits for two years, his long-term disability insurer denied ongoing benefits, stating he could return to work full-time.

The man hired Fields Disability to file a lawsuit against the insurance company. Our attorneys thoroughly reviewed the file and found a number of mistakes in the administration of the claim. After the lawsuit was filed, our attorneys reached out to the insurance company’s representative to negotiate a settlement. Just a few months after the lawsuit was initiated, our client received a very favorable settlement in the form of a lump-sum payment. He was thrilled to have his financial security restored.”