PROVEN LAWSUIT RESULTS

Sewer-Line Repairer / Plumber - Henderson, CO

Meniere's Disease, Vertigo, Balance Issues

“A plumber in Honolulu began having recurrent dizziness and vertigo which could last up to three days at a time. His job required him to lift upwards of 100 pounds and climb up and down ladders, so his condition forced him to stop working for fear of serious injury. He applied for long-term disability benefits through his employer’s insurance plan with Cigna. Cigna denied the application for benefits without any additional medical examination.

Shocked at the result of the application and worried about being able to support his newborn daughter, the plumber contacted Fields Disability to help mount a strong appeal. Fields Disability attorneys obtained updated reports from our client’s doctors to strengthen the evidence of disability. We made sure the reports referenced the lifting capacity and work duties that our client’s employment required.

Fields Disability attorneys and support staff gave our client updates at every step of the process. Ultimately, the appeal was approved and our client was awarded back-pay and continued benefits. He is ecstatic to be able to focus on his treatment and caring for his daughter rather than worrying about his job.”

Equipment Operator - Loysville, PA

Arthritis, Coronary Artery Disease, Anxiety, Atrial Fibrillation, Back Pain

“An equipment operator from Pennsylvania suffered from arthritis, lower back pain, coronary artery disease and atrial fibrillation. His symptoms were severe and he was forced to stop working. He received long-term disability benefits through Prudential for two years until Prudential suddenly stopped paying his benefits, insisting that he was able to work again.

Shocked and confused by the sudden loss of benefits, he contacted Fields Disability for help with an appeal. Fields Disability attorneys contacted Prudential for all of their records, and contacted our client’s doctors for additional records. Our client had a very short timeline to get his appeal in. Our attorneys were able to meet every deadline even though Prudential refused to extend a single date. The appeal was submitted on-time, and Prudential granted our client ongoing long-term disability benefits and a lump-sum check for back-pay. He was overjoyed at the result, and was happy to have this crucial source of income back.”

Pharmacy Manager - Zachary, LA

Back Pain, Fibromyalgia, Complications from Chemotherapy, Breast Cancer

“A pharmacy manager was diagnosed with bilateral breast cancer. She stopped working to undergo a double mastectomy and aggressive chemotherapy treatment. She qualified for long-term disability benefits during her treatment. After treatment, she had severe pain as a side effect from the chemotherapy that developed into fibromyalgia and numbness in her extremities. Despite receiving benefits for two years and keeping the insurance company updated on her condition, the insurer denied her benefits.

Upset about her lost income and the insurer’s change in decision, she contacted Fields Disability for assistance. Our attorneys contacted the insurance company for the claim file, and our client’s doctors for their medical records. The insurance company ignored several reports from our client’s doctors, and misinterpreted our client’s decision. Fields attorneys sent a strong appeal to the insurer, but they did not change the decision. Our attorneys filed a lawsuit in federal court to fight for our client’s benefits. During preparation for trial, our attorneys negotiated a generous lump-sum settlement. Our client was happy with the settlement, and was pleased with the quick action and transparent process that Fields Disability provided.”

Project Manager - Richmond, VA

Fatigue, Unexplained Weight Loss, Anxiety

“A 51-year-old Project Manager developed severe fatigue and extreme weight loss. Unfortunately, doctors were not able to pinpoint the cause of his problems, which left the man very frustrated. His frustration intensified when his conditions rendered him unable to perform his job duties. He applied for long-term disability benefits, but the insurer denied his claim. The insurance company led the man to believe that he could appeal their decision to deny his benefits on his own, so he did. However, the insurance company denied his appeal and his only remaining option was to proceed with a lawsuit against the insurance company.

At that stage, he turned to Fields Disability for help. Unfortunately, we had to explain to him that the case would be much harder for us to pursue because he had completed his appeal on his own. We proceeded with the uphill battle. Luckily, after filing the lawsuit, we were able to reach a settlement with the insurance carrier.”

Telephone Account Representative - Lisbon, IA

Severe Anxiety, Depression, Gastrointestinal Issues, Cognitive Disorder

“An Iowa woman worked as a telephone account representative for a premiere online digital marketing company. She was forced to stop working due to severe anxiety, depression, gastrointestinal issues, and a cognitive disorder she had developed. Concerned about her future, she applied for long-term disability benefits.

The insurance company denied her application for benefits, claiming that the woman had not been disabled during her long-term disability policy’s elimination period. She tried appealing the insurer’s decision with the help of a local attorney, but failed to persuade the insurer to change their decision. She had soon filed all of the appeals she was allowed to and had nowhere to turn.

Out of options, the woman approached Fields Disability, and spoke to an attorney about her claim. We took on her case, and immediately filed a lawsuit against the insurance company arguing that their denials had been arbitrary, capricious, unreasonable, irrational, wrongful, and contrary to both the law and the terms of her insurance plan. Our attorneys fought back and forth with the insurance company, and ultimately secured a settlement for our client.”