PROVEN LAWSUIT RESULTS

Remediation Representative - West Des Moines, IA

Low Back Pain, Torn Meniscus

“Our client worked as a Remediation Representative prior to developing low back pain and tearing his meniscus. He filed a claim for long term disability benefits, as he could no longer work. The insurer denied the claim, stating his low back pain was a pre-existing condition under the policy.

However, the insurer failed to consider the meniscus injury that severely affected the man’s mobility. Fields Disability filed a lawsuit against the insurer for past and future benefits. After several weeks of negotiations, the insurer agreed to settle the case on favorable terms for our client.”

Warehouse Manager - Foristell, MO

Long Term Side Effects and Symptoms from Chemotherapy, Peripheral Neuropathy, Chronic Fatigue, Pulmonary Embolus, Major Neurocognitive Disorder

“Our client was a warehouse manager from Missouri. Unfortunately, he suffered from a long history of lymphoma, requiring significant chemotherapy. Our client battled through his cancer treatments and returned to work when he began to suffer from the long term side effects and symptoms from chemotherapy, including Peripheral Neuropathy, Chronic Fatigue, Pulmonary Embolus, and a major Neurocognitive Disorder. He applied for long-term disability benefits through The Hartford, but The Hartford denied his claim. The Hartford asserted he had appeared to have recovered from his cancer diagnosis, and appeared capable of performing his own occupation without any restrictions.

His next step was to reach out to Fields Disability for help. Our client retained Fields Disability to help him apply for Social Security Disability benefits and fight The Hartford’s denial of long-term disability. Our team was able to successfully gather the evidence necessary to win both his Social Security Disability benefits at the application stage, and convince The Hartford to overturn its denial of long-term disability benefits. We established that all of the independent medical evidence in this case supported our client’s treating doctor and her opinion that our client could not work with his severe fatigue and cognitive side effects.”

Mortgage Officer - Greenville, NC

HIV-Related Symptoms

“Our client was 55-years-old woman who worked as a mortgage officer for JP Morgan Chase. One day she began experiencing weakness, vertigo and significant nausea. She initially assumed that the flu-like symptoms would go away, and she would be fine. But the condition worsened, and she scheduled an appointment with the doctor. After several treatments with the doctors and prescription medications, it was clear that the condition was serious. Doctors tested her for an autoimmune disease which was positive. She was terrified as she had several dependents whom she was taking care of.

She applied for and received disability for several years as she attempted to find an antidote for her disease. Unfortunately, the insurer, without any warning, suddenly issued a denial letter stating she was no longer disabled, and the much-needed disability checks stopped coming. She tried to work with her doctors to present enough evidence to show that she continued to be disabled, but the insurer would not reverse its decision.

Out of options, she approached Fields Disability, and spoke to our staff about her claim. OUr attorneys immediately began working with medical providers to obtain the necessary supportive reports, and assembled medical records, and filed a lawsuit. After several weeks of strong arm negotiations, Fields Disability was able to resolve the case for a significant sum of money, enabling this client to pay her bills and, most importantly, meet the needs of her dependent loved ones.”

Engineer - Sun Lakes, AZ

Electrocution, Dementia

“Our client was an engineer from Arizona. He suffered a series of electrical shocks triggering multiple cognitive and functional deficits. Further, while receiving treatment for neuropsychological conditions, he was diagnosed with dementia. Unfortunately, Reliance Standard, through the third party administrator The Matrix, denied his claim for long term disability benefits. The Matrix commissioned a medical record review and relied on that review over multiple exams and clinical documentation from our client’s treating doctors.

Our client reached out to Fields Disability to help him appeal this decision. Fields Disability secured narratives from multiple treating providers, responding to the Matrix’s denial; and an expert opinion from an independent vocational expert documenting that he could not perform any other substantial work, let alone his own occupation. After reviewing our appeal, Reliance Standard reversed its decision, paid almost a full year’s worth of back benefits and has commenced monthly payments.”

Furniture Mover - Forton, CO

Spondylosis, Lumbar Disc Herniations, Radicular Symptoms into his Legs, Carpal Tunnel Syndrome

“Our client was a furniture mover from Colorado, suffering from spondylosis, lumbar disc herniations, radicular symptoms into his legs, carpal tunnel syndrome. He was originally approved for benefits but after the definition of disabled changed the insurer terminated his Long-Term Disability payments. The insurer then denied his appeal, despite having support from his treating doctors.

Having no other options, he turned to Fields Disability for help filing a lawsuit. Our team negotiated a settlement of the claim without our client having to go to court. Afterward, our client was able to put this matter behind him and never deal with the insurer again.”