PROVEN LAWSUIT RESULTS

Aerospace Techniciain - Melbourne, FL

Lower Back Pain, Radiculopathy, Fibromyalgia

“An Aerospace Technician injured his back and shoulder at work when he dropped a piece of heavy equipment. He applied for short-term disability benefits and was approved, but when the insurance company switched over to long-term benefits he was denied. He successfully appealed, but was skeptical of his insurer moving forward.

A few years later, his insurance company denied ongoing benefits based on a review of the file. He immediately called Fields Disability for help. We gathered medical records from all of our client’s providers, and ordered supportive narrative reports from our client’s most supportive doctors. Our attorneys filed an appeal to the insurance company, but they upheld the denial.

Our team filed a lawsuit in federal court to fight for our client. After moving forward with litigation, our attorneys negotiated a lump-sum settlement with the insurer. Our client was pleased to be done fighting his insurer, and was happy with the professional advocacy the Fields Disability team provided at every step of the way.”

Senior Software Engineer - Charlton, MA

Cervical Dystonia, Depression, Anxiety

“A Senior Software Engineer from Massachusetts was forced to stop working, less than a decade before retirement. She had battled anxiety and depression for years, but recently developed a progressive and incurable neurological condition. The disease was called Cervical Dystonia, and it caused her neck muscles to uncontrollably contract, forcing her head to painfully twist and turn. Her quality of life began deteriorating quickly, and then she learned that she needed brain surgery to address her worsening condition.

Rightfully concerned about her financial security, the woman applied for long term disability benefits from CIGNA. However, while CIGNA reviewed her claim, they began sending her a seemingly endless number of requests for more information. She responded to the requests at her own expense, but CIGNA still denied her application for benefits a month later. In their denial, CIGNA effectively claimed that the woman wasn’t actually disabled and was just choosing not to work.

She was frustrated with CIGNA’s tactics, and sought out the best disability advocates to handle her case. She found the highly skilled team of attorneys at Fields Disability. We were able to get to work on her case right away, gathering the necessary documents, and obtaining favorable medical opinions from her treating physicians.

Our attorneys reviewed CIGNA’s denial letter, and got to work writing a strong appeal. We argued that CIGNA had failed to both properly consider our client’s medical records, and conduct due diligence through an independent medical examination. On the basis of our well-founded appeal, CIGNA agreed to conduct an independent medical review. After receiving the results of the review, they quickly overturned their previous denial, granting our client long term disability benefits with back pay. Our client was soon able to cash a substantial check from CIGNA, and began receiving regular payments for her long term disability benefits.”

Development Technician - Bellingham, WA

Neuropathy, Chronic Hip and Back Pain, Gastroparesis, Diabetes

“A man from Washington had worked as a development technician for a number of years. After suffering a work injury, he was no longer able to work due to chronic hip and back pain as well as diabetic complications. After he was paid disability benefits for two years, his long-term disability insurer denied ongoing benefits, stating he could return to work full-time.

The man hired Fields Disability to file a lawsuit against the insurance company. Our attorneys thoroughly reviewed the file and found a number of mistakes in the administration of the claim. After the lawsuit was filed, our attorneys reached out to the insurance company’s representative to negotiate a settlement. Just a few months after the lawsuit was initiated, our client received a very favorable settlement in the form of a lump-sum payment. He was thrilled to have his financial security restored.”

Insurance Manager - Murray, UT

Dyspnea with Exertion, Fibromyalgia, Mitochondrial Disorder

“Our client was an Insurance Manager from Utah. He suffered from Dyspnea with exertion, Fibromyalgia, and Mitochondrial disorder. He was taken off work by his doctors as they attempted to clarify his diagnoses and treat his many disabling symptoms. Life Map Insurance initially paid his short-term disability benefits but when the doctors could not find a definitive cause for his symptoms the insurer discontinued benefits.

Fields Disability built a multifaceted plan to win his appeal. Our attorneys secured narrative reports from multiple treating physicians documenting the severity of our client’s symptoms and their impact on his day to day life. We successfully argued that Life Map had ignored relevant evidence already provided and that its hired medical record reviewer selectively cited and misstated the opinions of our client’s treating doctors. After reviewing our appeal Life Map reversed its decision, paid our client’s back benefits, and commenced payment of long-term disability benefits.”

Public Relations Manager - Brewton, AL

Heart Condition, Herniated Disc, Fibromyalgia, Lymphedema, Visual Impairment, Migraines

“A Public Relations Manager from Alabama had a flurry of medical issues shortly after her husband died in 2010. She had migraines causing visual impairment, a heart condition, back surgery and lymphedema. The symptoms from her conditions became worse over time, to the point that she had bouts of lost vision due to her computer monitors, and she could not sit for longer than an hour without a break.

Eventually, the numerous conditions became too much and she stopped working in 2014. She submitted an application for long-term disability benefits to Prudential and received long-term benefits for two years. In 2016, Prudential suddenly stopped paying benefits, stating that she was disabled from her current position, but that she could return to a desk job.

Shocked and confused by the letter because her position was a desk job, she called Fields Disability to assist with her appeal. The attorneys at Fields Disability compiled narratives from two of our client’s treating doctors, laying out a comprehensive timeline for benefits. Fields Disability attorneys scoured the medical records and found that Prudential had misrepresented an opinion from one treating doctor.

Our attorneys submitted the appeal and were able to obtain a temporary extension of benefits. Pleased with the extension, our client was able to continue treatment and compile additional records. We have submitted an additional strong appeal to Prudential and will continue to fight for continued benefits for our client.”