PROVEN LAWSUIT RESULTS

Graphic Designer - Upper Marlboro, MD

Lumbar Spine Pain, Nerve Damage, Radiculopathy, Paresthesia

“A 52 year-old graphic designer became disabled due to lumbar spine issues with radicular and nerve pain. She ceased working because sitting for long periods of time was absolutely agonizing. Unum properly paid her claim for almost three years. After she began receiving Social Security Disability benefits, Unum contacted her to collect an overpayment of previous benefits. In the same breath, Unum informed claimant she was no longer eligible for benefits under the terms of her plan.

The woman hired Fields Disability to appeal the decision shortly before the appeal was due. Our attorneys quickly assembled medical records, as well as statements from her treating physicians outlining her inability to work. Unum overturned their decision resulting in a large payment of back benefits. The claim was reinstated and monthly payments began shortly thereafter.”

Warehouse Specialist - Nesmith, SC

Gout

“A Warehouse Specialist from South Carolina suffered from severe and unrelenting Gout. His treating providers took him off of work and he applied for Long Term Disability benefits through his employer’s plan, but Sun Life Financial denied his application asserting his claim was both barred as pre-existing and that, even if that were not the case, his condition was not severe enough to qualify for his disability benefits.

He reached out to Fields Disability for help fighting this incorrect decision. Our team was able to establish through medical records, narrative reports, and procedural filings that our client’s claim was not barred as pre-existing. Additionally, we established that our client more than satisfied the relevant policy’s definition of disabled. After reviewing our appeal, Sun Life Financial reversed its decision and paid our client his entire benefit.”

Nurse - Ankeny, IA

Incontinence

“A woman from Iowa suffered from incontinence as a result of cancer treatments. This condition made it impossible for her to work in any capacity. She suffered from accidents multiple times a day. Cigna, her long-term disability insurer, accepted her claim and paid benefits. The insurer later denied her claim stating that she should be expected to return to work by that time.

Not knowing how to fight the insurance company, she reached out to Fields Disability. The attorneys at Fields got to work updating the client’s medical records to provide the full scope of the client’s condition. Once the records were compiled, we drafted a winning appeal which led the insurance company to overturn their denial and reinstate her benefits. The client felt a huge sense of relief that she would have a steady source of income to support herself.”

Quality Control Clerk - Albuquerque, NM

Chronic Paid, Hepatitis C

“A man who worked in as a Quality Control Clerk for US Foods suffered from chronic and debilitating pain in his ankle and neck, as well as Hepatitis C. As a result, he was unable to continue to perform his job. After paying benefits for two years, his long-term disability insurer, Prudential, denied his claim alleging that there was no evidence that his condition prevented him from performing occupations that they had identified.

Not knowing what to do, he reached out to the attorneys at Fields Disability. His attorney at Fields reviewed all of the records the insurance company had and began getting updated records to provide. He also obtained a report from his treating doctor which highlighted that the client could not work with his condition. His attorney then drafted a winning appeal which outlined the deficiencies in Prudential’s review of the claim. On appeal, the insurance company reversed their decision and reinstated the payment of monthly benefits. The client was ecstatic to hear that he was going to have the income he needed to get by while he worked on managing his pain.”

Instrument Technician - Dover, DE

Tibial Dysfunction, Bilateral Foot Arthritis, Bilateral Knee Osteoarthritis, Degenerative Joint Disease of the Knees, Hypertension, Congestive Heart Failure, Sleep Apnea

“Our client was an Instrument Technician from Delaware. He suffered from tibia dysfunction, bilateral foot arthritis, bilateral knee osteoarthritis, Degenerative Joint disease of the knees, hypertension; congestive heart failure and sleep apnea. After being taken off work by his doctors he applied for long term disability benefits through his employer’s plan with Cigna.

Originally, Cigna approved our client’s benefits, but then Cigna discontinued our client’s benefits asserting his conditions had sufficiently improved such that benefits were no longer payable. This occurred shortly after our client was approved for Social Security Disability benefits and Cigna received its over payment of benefits.

Our client reached out to Fields Disability for help appealing this decision. Our attorneys drafted an appeal that established Cigna had relied upon selective evidence that misstated our client’s work restrictions and limitations and the required abilities of his occupation. Additionally, we received narrowly tailored narrative reports from our client’s treating doctor’s outlining his actual limitations and restrictions, which clearly make it impossible for him to perform his Own Occupation. After reviewing our appeal Cigna reversed its denial, paid our client his back pay, and recommenced monthly benefit payments.”