PROVEN LAWSUIT RESULTS

Engineer - Sun Lakes, AZ

Electrocution, Dementia

“Our client was an engineer from Arizona. He suffered a series of electrical shocks triggering multiple cognitive and functional deficits. Further, while receiving treatment for neuropsychological conditions, he was diagnosed with dementia. Unfortunately, Reliance Standard, through the third party administrator The Matrix, denied his claim for long term disability benefits. The Matrix commissioned a medical record review and relied on that review over multiple exams and clinical documentation from our client’s treating doctors.

Our client reached out to Fields Disability to help him appeal this decision. Fields Disability secured narratives from multiple treating providers, responding to the Matrix’s denial; and an expert opinion from an independent vocational expert documenting that he could not perform any other substantial work, let alone his own occupation. After reviewing our appeal, Reliance Standard reversed its decision, paid almost a full year’s worth of back benefits and has commenced monthly payments.”

Mortgage Officer - Greenville, NC

HIV-Related Symptoms

“Our client was 55-years-old woman who worked as a mortgage officer for JP Morgan Chase. One day she began experiencing weakness, vertigo and significant nausea. She initially assumed that the flu-like symptoms would go away, and she would be fine. But the condition worsened, and she scheduled an appointment with the doctor. After several treatments with the doctors and prescription medications, it was clear that the condition was serious. Doctors tested her for an autoimmune disease which was positive. She was terrified as she had several dependents whom she was taking care of.

She applied for and received disability for several years as she attempted to find an antidote for her disease. Unfortunately, the insurer, without any warning, suddenly issued a denial letter stating she was no longer disabled, and the much-needed disability checks stopped coming. She tried to work with her doctors to present enough evidence to show that she continued to be disabled, but the insurer would not reverse its decision.

Out of options, she approached Fields Disability, and spoke to our staff about her claim. OUr attorneys immediately began working with medical providers to obtain the necessary supportive reports, and assembled medical records, and filed a lawsuit. After several weeks of strong arm negotiations, Fields Disability was able to resolve the case for a significant sum of money, enabling this client to pay her bills and, most importantly, meet the needs of her dependent loved ones.”

Technology Executive - Raymond, NH

Headaches

“A man from New Hampshire suffered from debilitating headaches which resulted from a head injury. In addition to the headaches, the medication prescribed to manage the pain caused him to become very drowsy. As a result, he was unable to perform his job as a technology executive. His long-term disability insurer, Liberty Mutual, denied his benefits claiming that his headaches were a pre-existing condition.

Not knowing what he was supposed to do, he found the attorneys at Fields Disability. His attorney at Fields reviewed all of the records the insurance company had. He also requested updated records and obtained a report from the client’s neurologist which highlighted that the client could not work and that the condition was not pre-existing. On appeal, the insurance company reversed their decision and reinstated the payment of monthly benefits. The client felt an incredible sense of relief knowing that he had an income on which to support himself and his family.”

Furniture Mover - Forton, CO

Spondylosis, Lumbar Disc Herniations, Radicular Symptoms into his Legs, Carpal Tunnel Syndrome

“Our client was a furniture mover from Colorado, suffering from spondylosis, lumbar disc herniations, radicular symptoms into his legs, carpal tunnel syndrome. He was originally approved for benefits but after the definition of disabled changed the insurer terminated his Long-Term Disability payments. The insurer then denied his appeal, despite having support from his treating doctors.

Having no other options, he turned to Fields Disability for help filing a lawsuit. Our team negotiated a settlement of the claim without our client having to go to court. Afterward, our client was able to put this matter behind him and never deal with the insurer again.”

Graphic Designer - Upper Marlboro, MD

Lumbar Spine Pain, Nerve Damage, Radiculopathy, Paresthesia

“A 52 year-old graphic designer became disabled due to lumbar spine issues with radicular and nerve pain. She ceased working because sitting for long periods of time was absolutely agonizing. Unum properly paid her claim for almost three years. After she began receiving Social Security Disability benefits, Unum contacted her to collect an overpayment of previous benefits. In the same breath, Unum informed claimant she was no longer eligible for benefits under the terms of her plan.

The woman hired Fields Disability to appeal the decision shortly before the appeal was due. Our attorneys quickly assembled medical records, as well as statements from her treating physicians outlining her inability to work. Unum overturned their decision resulting in a large payment of back benefits. The claim was reinstated and monthly payments began shortly thereafter.”