PROVEN LAWSUIT RESULTS

Mechanical Designer - Kimberly, WI

Cynaide Exposure, Dizziness, Loss of Balance

“A Mechanical Designer from Wisconsin was exposed to some toxic fumes at work. Over the next several weeks he began experiencing severe bouts of dizziness and loss of balance. His doctors said there may have been cyanide in the fumes. The symptoms forced him to stop working. He applied for long-term disability benefits with Cigna and provided medical records from his treating physicians. Much to his dismay, Cigna denied the claim, saying that he did not fit their definition of disabled.

Upset at his loss of income, he contacted Fields Disability for help. Fields attorneys started by gathering additional medical records from our client’s doctors, and obtaining the claim file from Cigna. Fields Disability attorneys sent a strong appeal to Cigna, arguing that they made a mistake in denying benefits for our client. Cigna acknowledged their error and granted a lump-sum payment for back-pay. Our client is now back to work and pleased that he can pay for his medical expenses.”

Manufacturing Associate - Phoenix, AZ

Lumbar Disc Disease, Degenerative Joint Disease of the Knee, Severe Leg Muscle Atrophy

“Our client worked as an assembly manufacturing associate in Arizona. Over time, he developed lumbar disc disease and degenerative joint disease in his knee, which caused severe atrophy of his leg muscles.

His long-term disability insurer paid benefits for 24 months agreeing he was disabled from his “Own Occupation”. However, after 24 months the insurer wrote to our client informing him it had determined there were other jobs he could perform in the national economy and therefore it was discontinuing his benefits.

Our client appealed this decision on his own but the insurer refused to overturn their decision. He reached out to Fields Disability for help bringing a lawsuit in this matter. First, our team filed a lawsuit on his behalf. Then, we entered into settlement discussions with the insurance companies attorneys and were able to negotiate a fair settlement resolving this claim.”

Pipefitter / Welder - Iselin, NJ

Chronic Back Pain

“A man worked as a pipe fitter and welder in New Jersey. He suffered from severe back pain due to a workplace injury. MRI’s showed disc bulging and pressure on his spinal cord in his lumbar spine. As a result of his pain, he could not work. His insurer Cigna initially approved his claim for long-term disability benefits but the claim was later denied. In their denial, Cigna asserted that the medical information available did not support ongoing disability.

Unsure of what to do, he reached out to Fields Disability. His attorney at Fields Disability reviewed the insurance company’s file and developed a plan to fight the denial. He updated medical records and requested reports from the client’s treating doctors. With the updated records and reports, he then drafted a winning appeal. The insurance company reversed their decision and reinstated the client’s monthly benefits and paid all the past-due benefits. The client was incredibly relieved to know that his source of income had been restored.”

Warehouse Stocker - Batesburg, SC

Neurological Condition from Stroke

“A 59 year-old warehouse stocker became disabled after suffering a stroke. Her job required her to climb ladders, perform heavy lifting, and spend almost the entire shift on her feet. Liberty paid her claim for just over a year before denying benefits. Liberty based its denial on recent treatment notes where the woman’s treating doctor failed to note any sort of neurological deficits, despite problems with imbalance and prolonged walking.

The woman hired Fields Disability to appeal the decision. Our attorneys reached out to the medical staff at the woman’s primary care clinic and requested a narrative report documenting the severe ongoing neurological issues. This report was submitted with updated medical records and vocational information documenting the heavy duties required at the warehouse stocking job. The appeal was so strong that Liberty reinstated benefits just a week after receiving the documentation. The woman was able to continue treating for her condition with the financial burden of the denial behind her.”

Registered Nurse - Nashville, TN

Diabetic Neuropathy, Shoulder Pain

“A registered nurse became unable to work after her she fell and suffered a shoulder injury. Additionally, her diabetes worsened and resulted in neuropathic pain. These conditions resulted in chronic pain and an inability to safely care for her patients. Unable to work, she made a claim for long-term disability benefits which her long-term disability insurer denied.

The woman searched for a lawyer to help in her dispute with the insurance company. She reached out to Fields Disability and our attorneys evaluated her case for federal court and filed a complaint against the insurance company. In the end, we negotiated a settlement with the insurance company that allowed the woman to recoup a large portion of the benefits she was due.”