PROVEN LAWSUIT RESULTS

Sales Executive - Plano, TX

Depression, Anxiety

“A sales executive from Texas suffered from severe depression and anxiety. His condition prevented him from performing his job. His insurer, The Hartford, initially approved his claim for long-term disability benefits. Roughly six months later, The Hartford denied the claim. They asserted that the available information in his file did not show that he was unable to perform his occupation.

Clearly unable to work and unable to fight the insurance company, he reached out to Fields Disability. His attorney at Fields Disability began by reviewing insurance company’s file. After completing his review, his attorney developed a plan to fight the denial. He updated medical records and had the client undergo a neuropsychological evaluation. With the updated records and results of the neuropsychological evaluation, he then drafted a winning appeal. The insurance company reversed their decision and reinstated the client’s monthly benefits and paid all the past-due benefits. The client was so thankful to get his benefits back and relieved that he would no longer have to worry about finding income to support his family.”

Customer Care Representative - Stanbury, UT

Encephalopathy, Chronic Fatique, Seizure Focal Disorder

“A 46-year-old mother of five worked hard to take care of her children and pay the bills. As a very friendly and cheerful person, she worked as a Customer Care Representative, a job she very much enjoyed as it allowed her to interact with people.

Unfortunately, one day she began to experience significant fatigue, joint pain, and awful headaches that simply would not go away. Her condition worsened, and she finally saw doctor who diagnosed her as having encephalopathy, chronic fatigue, and seizure focal disorder, which, unfortunately led her to major depression. All this occurring as she was working and raising several kids under the age of 10.

Eventually work became too difficult and she applied for disability benefits which, astonishingly, were denied. She attempted, on her own, to file an appeal of the denial but the insurance company maintained its original position and would not reverse the denial.

Left with no options, she contacted Fields Disability. The attorneys at Fields Disability reached out to medical providers and obtained records and reports documenting the injuries, it’s horrific effects, and the disabling restrictions imposed by the doctors. In reliance on this vast amount of medical support an appeal was filed and, within a very short period, the disability carrier reversed its position granting the disability benefits she so desperately needed.”

Maintenance Mechanic - Altoona, AL

Menieres Disease, Benign Paroxysmal Positional Vertigo

“Our client was a Maintenance Mechanic from Alabama. Unfortunately, he developed Meniere’s disease and Benign Paroxysmal Positional Vertigo later in life and was unable to continue working. He received Long-Term disability benefits through his employer’s plan with Liberty Mutual for two years. However, when the definition of disability changed under his policy Liberty Mutual discontinued his benefits.

Liberty Mutual had hired private investigators to conduct surveillance on our client and hired doctors to review his medical records. Although, the surveillance footage never showed our client doing activities outside his restrictions; and although the medical record reviewers confirmed his diagnoses; Liberty Mutual denied the claim asserting it had determined he could return to full time work in one of a few different jobs.

After becoming our client, Fields Disability developed a plan to fight this discontinuance. We scoured Liberty Mutual’s review of the claim and reached out to our client’s treating doctors, asking pointed questions in response to Liberty Mutual’s position. We built the arguments necessary to show Liberty Mutual had failed to properly credit our client’s social security award; and had failed to consider the most recent medical documentation. After reviewing our appeal Liberty Mutual reversed its decision, paid our client his back pay, and recommenced monthly benefit payments.”

IT Manager - Ledgewood, NJ

Orthostatic Hypotension, Cognitive Difficulties

“A man from New Jersey had been suffering from difficulties with cognition and fatigue. Eventually, he started experiencing blackout episodes. After fighting to continue to work, he no longer could. He was later diagnosed with orthostatic hypotension. His long-term disability insurer denied his claim for benefits arguing that he did not satisfy the definition of disabled.

Not knowing what he was supposed to do, he found the attorneys at Fields Disability. His attorney at Fields reviewed all the records the insurance company had and began getting updated records. He also obtained reports from the client’s treating doctors. After appealing, the insurer denied the claim once again we filed a lawsuit in federal court. The attorney was able to negotiate a settlement with the insurer which the client was very happy with.”

Teacher - Eagan, MN

Generalized Anxiety Disorder, Depression, Obsessive Compulsive Disorder

“Our client was a teacher from Minnesota, suffering from Generalized Anxiety Disorder, Depression, and Obsessive-Compulsive Disorder. His treating doctors recommended he stop working due to his severe conditions. He applied for disability benefits through his employer’s plan with Madison National. Unfortunately, Madison National denied our client’s claim asserting there was a lack of objective findings substantiating his limitations and restrictions.

Our client turned to Fields Disability for help. Our attorneys put together an appeal outlining the substantial medical evidence that was selectively cited, misstated, and ignored during the initial claim determination. Additionally, we received narrative reports from our client’s treating doctors establishing the basis for their opinions and the limitations they assessed for our client. After receiving our appeal, Madison National reversed its decision and paid our client his backpay.”