PROVEN LAWSUIT RESULTS

Billing and Eligibility Specialist - Richmond, IN

Panic Disorder with Agoraphobia, Acute Grief, Major Depression, Fibromyalgia, Rheumatoid Arthritis, Sciatic Syndrome, Hyperlipidemia, Hypothyroid, Osteoarthritis

“A 55-year-old female who, prior to the onset of her disabilities, was an extremely healthy, hardworking Billing and Eligibility Specialist until she began experiencing disabling symptoms. She applied for long-term disability benefits through her insurer, which was denied.

Upset at her sudden loss of income, she called Fields Disability for help appealing the insurance company’s decision. The attorneys at Fields Disability contacted our client’s doctors to compile reports of all of her symptoms and treatments. The insurance company hired their own independent doctor to review the case, and denied her first appeal.

Our attorneys compiled new and updated medical records and further supportive testing to substantiate her claim, but the insurance company decided to uphold their denial of benefits for a second time. The attorneys at Fields Disability immediately filed a lawsuit against the insurer in federal court to fight for our client. During preparation for trial, Fields Disability attorneys were able to negotiate a generous lump-sum settlement for our client, who was overjoyed with the resolution of her case.”

Support Service Technician - Mehtuen, MA

Panic Disorder, Anxiety, Migraines, Pre-Syncope, Pelvic Pain from Separated Pelvis from Pregnancy

“A Massachusetts woman worked as a Support Service Technician for a very large technology company before being forced to leave work due to a high risk pregnancy. She subsequently developed further complications, and was diagnosed with panic disorder, anxiety, chronic migraines, pre-syncope, and a separated pelvis.

She applied for long-term disability benefits, but was denied by her insurer, Cigna. In their denial letter, Cigna claimed that her medical file did not support work restrictions from her date of disability through the delivery of her baby. Further, they wrote that the severity of her pelvic pain and symptoms was not enough to continuously support disability.

Feeling like she was running out of options, and not wanting to take the risk of appealing the decision herself, the woman sought out help from Fields Disability, and our team of attorneys got to work on her case. Our attorneys ordered a significant amount of medical records which the insurer claimed not to possess, worked with her own physicians to produce supportive narrative reports, and even had a functional capacity evaluation conducted. The Fields Disability lawyers then wrote the appeal, and submitted the lengthy document well before the insurer’s deadline. Faced with numerous exhibits and pointedly crafted arguments, Cigna had no choice but to reverse their decision. The woman soon got a check in the mail for back payments, and had her benefits reinstated.”

Restaurant Manager - Charlotte, NC

Type II Diabetes, Diabetic Neuropathy

“A restaurant manager became disabled after developing severe diabetic neuropathy in his feet. The numbness and pain kept him from being on his feet for extended periods of time. He was unable to work because his fast-paced job as a restaurant manager required constant standing and walking. He filed a claim for short-term disability benefits with Principal. The insurance company paid benefits to the man for a few weeks, agreeing he was unable to perform the duties of his medium-duty occupation. Without warning, the insurance company denied benefits. It stated the man could return to work.

He decided to hire Fields Disability to help him appeal Principal’s decision. Our attorneys updated the man’s medical records and secured disability paperwork from the man’s treating physicians describing his neuropathic pain and limitations. The appeal was submitted with legal arguments regarding Principals duty to consider all of the evidence and provide a full and fair review. Shortly after the appeal was submitted, Principal overturned the denial and paid all outstanding benefits. The man was also subsequently approved for long-term disability due to the short term appeal.”

Registered Nurse - Plano, TX

Lumbar, Cervical Disc Disease

“A nurse became disabled after developing degenerative disc disease in at the lumbar and cervical regions in her spine. Her capacity for lifting patients, staying on her feet, and even doing routine paperwork was significantly impaired. Unum, however, decided the woman’s conditions were not severe enough to rule out working as a nurse. She knew returning to work as a nurse was unsafe for both her patients and herself.

The woman hired Fields Disability to file an appeal on her behalf. Our attorneys assembled the medical records to present a complete and holistic view of the claimant’s conditions, restrictions, and limitations. Additionally, we submitted two narrative reports including and independent medical review and a strong report from the woman’s treating provider. After a brief review, Unum reversed its decision to deny benefits and started paying the woman’s claim. She was thrilled to receive a substantial backpay check, as she had been without income for roughly a year.”

Customer Service Representative - Mount Vernon, OH

Blepharospasm

“A 52 year-old customer service representative became disabled when she developed a severe eye spasm caused by a rare underlying neurological condition. She ceased working because tasks on the computer were impossible to perform in a timely matter. Liberty Mutual paid her long-term disability claim for two years. Liberty later denied benefits saying that, although the woman was unable to work her own job, she would be able to return to work at some sedentary occupations.

The woman hired Fields to appeal the decision. Our attorneys reached out to the woman’s treating doctors and got detailed reports outlining the woman’s conditions and inability to work. Liberty overturned their decision resulting in a payment of back benefits. The claim was reinstated and monthly payments began shortly thereafter. The woman was so impressed with the representation we provided that she hired us to monitor her claim against liberty and pursue a lump-sum settlement.”