PROVEN LAWSUIT RESULTS

Senior Computer Programmer - Inkom, ID

Chemo Brain

“A man from Idaho, who was nearing the end of his career, discovered he had developed lymphatic leukemia. He immediately sought treatment, and underwent several rounds of chemotherapy. However, as can happen in rare cases of chemo treatment, he developed a condition called Chemo Brain.

Chemo Brain is essentially brain damage caused by the harsh chemicals required for chemo. He saw a 30 point drop in his IQ over just a few months. Since his job required high level executive functioning, which he no longer had, he was soon forced out of work and applied for long-term disability benefits.

Despite several lengthy reports and a neurocognitive assessment, the insurer denied his claim for benefits. He sought help to appeal the insurers decision, and began looking for the top disability law firm in the country. He found Fields Disability and our team of attorneys got to work on his case and filed a subsequent appeal with updated medical documentation and another letter of support from his neuropsychologist. However, the insurer stood firm in their denial. After consulting with his lead attorney, our client decided to pursue the lawsuit option.

The Fields team then filed a federal lawsuit against the insurer in District court, and the insurer soon reached out to begin negotiations. The Fields team negotiated a sizable settlement and our client was able to receive a lump sum check soon afterward.”

Registered Nurse - Greentown, PA

Chronic Neck Pain

“A nurse became disabled after developing severe nerve pain resulting from multilevel disc herniation and a failed cervical fusion. It affected her ability to help her patients and she left work permanently because she could no longer provide the requisite level of care. The insurance company sporadically paid benefits, occasionally cutting the woman off pending updated medical records. However, the insurer sent the woman a letter informing her she could perform a full array of sedentary work. The woman was alarmed, because all of her doctors agreed that she was completely disabled and unable to return to any work. She had no idea where the notion that she could return to work came from.

Fields Disability filed an appeal on the woman’s behalf. We closely examined the information the insurer used to deny the woman’s claim. We determined that it failed to properly examine the medical records from the woman’s orthopedic doctor. We secured a medical source statement from the orthopedic doctor and a narrative report from a consulting physician. After submitting the reports with the appeal, the insurer quickly overturned its decision to deny benefits and reinstated the woman’s claim. The woman was thrilled with the decision and was thankful for Field’s help.”

Auto Manufacturing Inspector - Franklin, KY

Viral Neurosis, Depression, Menieres Disease, Vestibular Neuronitis, Hearing Loss

“An auto plant Manufacturing Inspector from Kentucky contracted reoccurring viral neurosis, a condition which caused her to fall over and injure herself on a daily basis. She also suffered from associated depression, Meniere’s disease, vestibular neuronitis, and hearing loss. Since manufacturing environments can be dangerous places, she was unable to continue working at the plant where she had been for more than 20 years.

Throughout her employment, she had been paying into a long-term disability policy provided by her employer. The insurance company initially granted her benefits however, after 24 months, they abruptly cut off her benefits. In their denial, the insurer claimed that her medical records did not support functional disabilities which would prevent her from working in “Any Occupation” after their denial date. Further, to add insult to injury, the insurer also informed her that, because of an overpayment, she actually owed them money.

Utterly devastated, and under immense financial strain, the Kentucky woman sought out the best law firm to help fight the insurance giant. She contacted Fields Disability and was put in contact with a team of attorneys who immediately began managing her case. However, the insurer insisted that the woman owed them money.

After extensive negotiation, the attorneys at Fields Disability were able to secure an agreement where the woman wouldn’t have to pay the insurer the overpayment fees and even secured a payout from the insurer. ”

Retail Supervisor - Washington, DC

Hidradenitis, Carpal Tunnel Syndrome

“A supervisor at Wal-Mart stores became disabled when she developed hidradenitis and carpal tunnel syndrome. As a result, she was unable to work. Her insurance provider denied the claim, stating that her conditions fell under a pre-existing condition provision in her policy.

Not sure what she should do, she reached out to Fields Disability. Our attorneys researched the effective date of the policy to determine if the pre-existing condition clause was valid. Additionally, we closely analyzed the medical records and determined that, even if the pre-existing clause was valid, our client’s carpal tunnel diagnosis did not fall under the pre-existing clause in her policy and she would qualify for Long Term Disability benefits. On appeal, Liberty Mutual reversed their decision and paid all past-due benefits. Our client was so impressed with Fields Disability that she hired us to attempt to settle the claim on a full-final and complete basis.”

Payroll Service Manager - Las Vegas, NV

Diabetes, Charcot Arthropathy, Neuropathic Foot Ulceration, Osteoarthritis, Morbid Obesity, Hyperlipidemia, Hypertension

“As a Payroll Service Manager, our client very much enjoyed her work and was a valued employee prior to becoming disabled. She worked at call center as a supervisor, and was responsible for day to day supervision of staff, responding to inquiries ranging from routine to complex, resolving concerns from internal and external customers regarding payroll products and tax services. However, she was unable to perform these material duties because she suffered from diabetes, Charcot arthropathy, neuropathic foot ulceration, osteoarthritis, morbid obesity, hyperlipidemia and hypertension, which were all well-documented in her records.

She initially received short-term disability benefits from Liberty Mutual, but after a few months, she was sent a letter explaining that benefits would stop because Liberty Mutual believed she could go back to work as a Payroll Service Manager. After this determination, she applied for long-term disability benefits, which Liberty Mutual denied because her job was a sedentary occupation and Liberty Mutual believed she could perform the main job duties of her own occupation.

Understandably upset with Liberty Mutual’s determinations, she called Fields Disability for help appealing Liberty Mutual’s decision. The attorneys at Fields Disability contacted our client’s doctors to compile reports of all of her symptoms and treatments and submitted a comprehensive appeal. Liberty Mutual reviewed the appeal Fields Disability submitted, and determined it was wrong in denying her the Long-Term Disability benefits that she rightly deserved, and reversed its denial of benefits. The client was ecstatic, but dumbfounded how Fields Disability was able to get the decision to deny benefits reversed after being denied on multiple occasions by Liberty Mutual.”