PROVEN LAWSUIT RESULTS

Mortgage Processor - Blanchard, ID

Radiculopathy, Bilateral SI Joint Dysfunction, Neuropathy, Diabetes

“A mortgage processor from Idaho started taking medication for severe hip and back pain, which made her hands and feet numb as a side effect. Consequently she was unable to work her job. She applied for Long Term Disability benefits, but her insurer denied the claim because she didn’t fit their definition of disabled.

She called Fields Disability to help overturn the insurance company’s decision. The attorneys at Fields Disability kept our client updated throughout the whole process. Our team obtained medical records from all of our client’s treating doctors and sent the insurance company an appeal, arguing that our client could not work because of her conditions. The Insurer did not agree, and Fields Disability attorneys filed a federal lawsuit to fight for our client. During preparations for trial, our attorneys negotiated a generous settlement.”

Home Loan Technician - Hayden, ID

Chronic Kidney Disease

“A woman who worked as an mortgage servicer at a financial service firm in Idaho suffered from severe kidney disease that severely limited her ability to work full-time. Her long-term disability carrier was extremely skeptical of her claim, requesting that she attend a functional capacity evaluation. Based on the results of the evaluation, the insurance company denied long-term disability benefits. They claimed that the medical information available did not provide a basis for an inability to work. She appealed on her own, but the insurance company did not reverse their decision.

The woman hired Fields Disability to sue the insurance company. After reviewing the file from the insurance company, her attorney planned a strategy to fight the decision in court. After the suit was filed, the attorney went to work negotiating a settlement based on several critical errors in the insurer’s review of the claim. The insurer agreed to pay a substantial settlement to the woman. She was thrilled with the final result.”

Retail Manager - Hagerstown, MD

Back Pain, Hip Pain

“A retail manager from Maryland had severe hip pain and was forced to stop working. He was approved for Social Security Disability benefits and long-term disability benefits through his insurer at work. The long-term disability benefits suddenly stopped after two years of payment. The insurer said that the definition of “disabled” changed and he was no longer eligible for benefits.

Worried about his lost income, and unable to stand or walk for more than a few minutes at a time, he called Fields Disability for help. Our team acquired updated medical records from our client’s doctors and ordered new reports to highlight our client’s lack of mobility. Fields Disability attorneys reviewed the evidence and drafted a strong appeal to the insurance company. Unfortunately, the insurer did not change its mind.

Fields Disability attorneys filed a lawsuit in federal court to fight for our client’s benefits. During preparation for a hearing, our attorneys negotiated a generous lump-sum settlement. Our client was overjoyed with the result and was impressed with the professional advocacy of Fields Disability.”

Billing and Eligibility Specialist - Richmond, IN

Panic Disorder with Agoraphobia, Acute Grief, Major Depression, Fibromyalgia, Rheumatoid Arthritis, Sciatic Syndrome, Hyperlipidemia, Hypothyroid, Osteoarthritis

“A 55-year-old female who, prior to the onset of her disabilities, was an extremely healthy, hardworking Billing and Eligibility Specialist until she began experiencing disabling symptoms. She applied for long-term disability benefits through her insurer, which was denied.

Upset at her sudden loss of income, she called Fields Disability for help appealing the insurance company’s decision. The attorneys at Fields Disability contacted our client’s doctors to compile reports of all of her symptoms and treatments. The insurance company hired their own independent doctor to review the case, and denied her first appeal.

Our attorneys compiled new and updated medical records and further supportive testing to substantiate her claim, but the insurance company decided to uphold their denial of benefits for a second time. The attorneys at Fields Disability immediately filed a lawsuit against the insurer in federal court to fight for our client. During preparation for trial, Fields Disability attorneys were able to negotiate a generous lump-sum settlement for our client, who was overjoyed with the resolution of her case.”

Support Service Technician - Mehtuen, MA

Panic Disorder, Anxiety, Migraines, Pre-Syncope, Pelvic Pain from Separated Pelvis from Pregnancy

“A Massachusetts woman worked as a Support Service Technician for a very large technology company before being forced to leave work due to a high risk pregnancy. She subsequently developed further complications, and was diagnosed with panic disorder, anxiety, chronic migraines, pre-syncope, and a separated pelvis.

She applied for long-term disability benefits, but was denied by her insurer, Cigna. In their denial letter, Cigna claimed that her medical file did not support work restrictions from her date of disability through the delivery of her baby. Further, they wrote that the severity of her pelvic pain and symptoms was not enough to continuously support disability.

Feeling like she was running out of options, and not wanting to take the risk of appealing the decision herself, the woman sought out help from Fields Disability, and our team of attorneys got to work on her case. Our attorneys ordered a significant amount of medical records which the insurer claimed not to possess, worked with her own physicians to produce supportive narrative reports, and even had a functional capacity evaluation conducted. The Fields Disability lawyers then wrote the appeal, and submitted the lengthy document well before the insurer’s deadline. Faced with numerous exhibits and pointedly crafted arguments, Cigna had no choice but to reverse their decision. The woman soon got a check in the mail for back payments, and had her benefits reinstated.”