PROVEN LAWSUIT RESULTS

Registered Nurse - Omaha, NE

Heart Failure

“A registered nurse became disabled when her heart function reduced to dangerously low levels. As a result, she was unable to keep up with her duties taking care of patients. Reliance Standard, her long-term disability insurer, denied the claim for the outset, stating that the medical records did not show sufficient evidence she was unable to work as of her date of disability.

Not sure what he should do, she reached out to Fields Disability. Her attorney went right to work requesting detailed narrative reports from the woman’s cardiological care team. Additionally, the attorney assisted the nurse in drafting a sworn statement discussing the events leading up to her disability. The insurance company reversed their decision and paid all past-due benefits. The woman was so impressed with her attorney at Fields Disability that she hired him to represent her on an ongoing basis.”

Automation Technician - North Las Vegas, NV

Neck Pain, Back Pain, Facet Syndrome, Disc Displacement

“A stage-show automation technician was in a car accident when another driver ran a red light. He experienced severe back-pain after the accident and imaging of his spine showed damage at multiple locations. He could no longer continue working because his job required lifting heavy automated components. His employer-provided disability insurer gave him monthly benefits for a couple of years, but then they suddenly stopped paying because he no longer fit their definition of disabled.

Unable to return to work, he contacted Fields Disability for help. Our team obtained over 2000 pages of medical records and ordered updated reports from our client’s doctors to support the claim for benefits. Our attorneys compiled the evidence and sent a strong appeal to the insurer. The insurance company did not overturn the decision, but our attorneys filed a lawsuit in federal court. During preparations for a hearing, Fields attorneys negotiated a generous lump-sum settlement. Our client was pleased with the check and happy with the professional advocacy from Fields Disability.”

Registered Nurse - Lawrenceburg, KY

Breast Cancer

“A registered nurse from Kentucky originally ceased working due to her diagnosis of stage IV metastatic breast cancer and all the consequential disabilities related to this life-threatening diagnosis. After 24 months of coverage, the insurance carrier terminated benefits as it claimed this registered nurse did not meet their definition of “disabled” and claimed she could perform a list of occupations.

Upset at her sudden loss of income, she called Fields Disability for help appealing Prudential’s decision. The attorneys at Fields Disability contacted our client’s doctors to compile reports of all of her symptoms and treatments. After only one appeal, Prudential agreed with the Fields Disability attorneys, and reversed their prior determination and administered benefit payments immediately.”

Licensed Practical Nurse - Arkansas City, AR

Stroke Complications

“A 54-year-old woman who formerly worked as a Licensed Practical Nurse needed to stop working following complications from a stroke. Mutual of Omaha denied her claim for long-term disability benefits because it opined that she had a pre-existing condition—hypertension, which the insurer claimed had a direct correlation to the stroke she had.

According to the group policy governing her long-term disability benefits, a preexisting condition was any Injury or sickness for which she received medical treatment for, or had medicines prescribed to her in the 12 months prior to the day she was disabled.

The attorneys at Fields Disability appealed this denial of benefits claiming hypertension is not a pre-existing condition for a stroke. Mutual of Omaha agreed and reversed its prior decision to deny benefits.”

Customer Service Representative - Louisville, KY

Seizures, Blackouts, Diabetes

“A woman who worked as a customer service representative for Delta Dental Plan suffered from a seizure disorder which resulted in her experiencing total blackouts. These blackouts could occur at any time. Due to this, she was no longer able to perform her job. Her long-term disability insurer initially accepted and paid the claim. They later denied the claim stating that she could perform other jobs.

She reached out to the attorneys at Fields Disability for help. Her attorney obtained all of her medical records and contacted her treating doctors to provide the necessary support. On appeal, the insurer again denied the claim after which her attorney filed a lawsuit in federal court. He was then able to negotiate a settlement with the insurer that maximized the value to the client while at the same time mitigating the significant risk of moving forward with litigation.”