PROVEN LAWSUIT RESULTS

Clinical Manager - Lewisburg, TN

Fatigue, Dizziness, Headaches, Decreased Short Term Memory

“A clinical manager applied for long-term disability benefits through her insurer after suffering fatigue, dizziness, headaches, and decreased short term memory, but was denied for benefits. The insurance company first denied her benefits when they determined that she was not eligible for benefits because the documentation did not support the conclusion that she was unable to perform the material and substantial duties of her own occupation as a clinical manager throughout her 180-day elimination period. She appealed this denial on her own, without the assistance of legal counsel, and the insurer again denied her claim for long-term disability benefits.

Upset with the insurer’s decision to deny long-term disability benefits, she called Fields Disability for help. The attorneys at Fields Disability filed a lawsuit in federal court to fight for our client. During preparation for trial, Fields Disability attorneys were able to negotiate a generous lump-sum settlement for our client, who was overjoyed with the resolution of her case.”

Home Theater Install Technician - Mesa, AZ

Chronic Back Pain, Neck Pain

“A Home Theater Install Technician was unable to continue working due to disabling low back pain. Based on his disabilities, and his inability to work, he applied for long-term disability benefits, which was approved by The Hartford Life and Accident Insurance Co.

Our client received benefits until his long-term disability claim was terminated by Hartford by a letter. In Hartford’s denial letter, it stated, without considering Claimant’s current and progressing disabilities, he was able to perform the essential duties of Any Occupation.

The Fields Disability attorneys collected all the medical records and opinions of our client’s doctors and submitted a comprehensive appeal. After receiving the appeal, The Hartford Life and Accident Insurance Company was forced to agree the man was disabled and reinstated benefits immediately.”

Broadband Technician - Spartanburg, SC

Bilateral Shoulder Issues

“A broadband technician suffered tears bilaterally in his shoulders. He filed a disability claim and was paid benefits for several years until the insurance company denied the man’s benefits stating that there was no evidence to show he was unable to work. The man was confused because he had just undergone a major surgery on one of his shoulders. He submitted his own appeal which was quickly denied.

He hired Fields Disability to negotiate a settlement with the insurance company. After preparing for a lawsuit and spotting a number of mistakes in the insurance company’s review, we reached out to the company’s senior legal counsel to pursue pre-litigation settlement. The insurance company quickly agreed to pay our client a substantial sum of money.”

Plant Utility Operator - Clarksburg, MD

Bilateral Arthritis of the Knees, Shoulder Tendonitis, Depression

“Our client worked for several years as a machinery operator in a utility plant. He became disabled after developing severe degenerative joint disease in his knees, as well as shoulder issues and major depression. The pain and immobility kept him from being on his feet for extended periods of time. He was unable to work because his heavy duty job as a machine operator required frequent standing and walking. He filed a claim for long-term disability benefits with Liberty Mutual. The insurance company denied benefits from the outset, stating he could work his own occupation.

The man hired Fields Disability to help him appeal Liberty’s decision. Our attorneys developed substantial medical evidence supporting the man’s limitations. We secured statements from the man’s treating physicians describing his conditions. The appeal was submitted with legal arguments regarding Liberty Mutual’s duty to consider our client as a whole person, and not focus solely on individual conditions. Our client was subsequently approved for long-term disability due to the appeal.”

Medicare MDS Coordinator - Crystal City, MO

Multiple Sclerosis, Fatigue, Short-Term Memory Loss

“A nurse supervisor from Missouri was diagnosed with multiple sclerosis. She took medication to offset her symptoms but eventually she began feeling extreme fatigue and cognition problems. She got into a car accident because her right leg suddenly went numb. She was forced to stop working. She applied for long-term disability but was denied by the insurance company and was told she could return to work.

With her symptoms worsening and her income gone, she called Fields Disability for help. Our team gathered all our client’s medical records as well as the insurance company’s file. Our attorneys ordered additional neurologic evaluations. Once the evidence was strengthened, Fields attorneys sent a strong appeal to the insurer. The denial was overturned and our client received a lump-sum benefit for back-pay and was awarded ongoing monthly benefits. She was overjoyed with the help Fields Disability provided, and used the back-pay check to catch up on bills and continue treatment.”