PROVEN LAWSUIT RESULTS

Electrical Engineer - Huger, SC

Vestibular Disease

“A man from South Carolina was successfully working as an electrical engineer and making a great living. Unfortunately, he was diagnosed with vestibular disease which caused serious symptoms which included chronic dizziness, balance problems, and migraines. Due to his symptoms, he was unable to perform any work, spending many days in bed. His long-term disability insurer, MetLife, denied his claim stating that the medical evidence did not support that he was disabled from his occupation.

No longer able to work and not knowing what he was supposed to do, he found the attorneys at Fields Disability. Our attorneys reviewed all of the records from the insurance company and requested updated medical records and a report from the client’s treating neurologist. With updated records and a full understanding of the insurance company’s arguments, our attorneys drafted a winning appeal which forced the insurance company to reinstate benefits. The client was overjoyed to know that he was going to be receiving all of the backpay he was due and would be receiving a check monthly to provide for himself and his family.”

Office Administrator - Peabody, MA

Diabetes, Neuropathy, Exertional Dyspnea, Atrial Fibrillation, Chronic Artery Disease

“A woman from Massachusetts worked as an Office Administrator for 20 years. She suffered from a number of conditions which included morbid obesity, diabetes mellitus with neuropathy, exertional dyspnea, atrial fibrillation, chronic artery disease, history of diastolic heart failure, obstructive sleep apnea, cervical discitis, osteomyelitis, left shoulder paresis, foot ulcers, and hip bursitis, among other things. Sun Life, her long-term disability insurer, initially approved the claim but later denied it claiming that she had the capacity to perform her own occupation.

Scared and not sure about what to do, she reached out to the attorneys at Fields Disability. Her attorney at Fields reviewed all of the records from the insurance company and went to work getting updated medical records. With updated records, her attorney drafted a strong appeal which cited the medical evidence as to why she could no longer work. Upon review, the insurance company overturned their denial and paid benefits. The client felt an incredible sense of relief knowing that he had an income on which to support himself and his family.”

Medical Lab Technician - Fairfield, CT

Back Pain, Lumbar Radiculopathy, Spondylosis

“A medical laboratory technician from Connecticut slipped and fell at work, seriously exacerbating a previous back injury. He underwent discectomy and fusion surgery, but still experienced severe back pain and numbness in his legs. He was forced to stop work due to his symptoms. He received long-term disability benefits through his insurance at work for two years. Then, suddenly, the insurer stopped the payments and said that he no longer fit the definition of disabled in the policy.

Without the disability payments, his monthly income would be eliminated. He called Fields Disability for help. Our team immediately requested medical records from all our client’s doctors. Fields attorneys ordered updated narrative reports which highlighted our client’s condition. With the evidence strengthened, our attorneys submitted a strong appeal to the insurance company.

Unfortunately, the insurer did not change their mind, but our attorneys were not discouraged and filed a lawsuit in federal court. During preparation for arguments before a judge, our attorneys negotiated a generous lump-sum settlement. Our client was pleased with the settlement and relieved to be done fighting the insurance company.”

Warehouse Worker - Beaverton, OR

Stroke Symptoms

“A Warehouse Worker form Oregon suffered a stroke that paralyzed his left arm and right leg, forcing him to use a cane for ambulation. The stroke also caused cognitive deficits and wreaked havoc with the man’s memory. Unable to work in a warehouse environment any longer, the man applied for long-term disability benefits through his insurance carrier. The insurer initially approved his claim on application. However, after only two years they terminated his benefits claiming he did not have enough medical support to prove a sufficient level of functional impairment.

The man sought out help to appeal the insurer’s denial decision. He did online research of the best disability firms and found Fields Disability. He contacted us and immediately received a call from one of our attorneys. After signing on with the firm, our team of disability attorneys began gathering updated medical records from all of his providers, a letter of support from his primary care physician, and acquiring the results of a functional capacity evaluation he underwent.

Our attorneys crafted a lengthy appeal dissecting and countering the insurer’s denial letter arguments, and submitted the entire stack of documentation to the insurer. The insurer was unable to refute the evidence and arguments presented in our appeal, and soon reversed their prior denial. The man soon got a check for his back benefits, and the insurer reinstated his benefits forward. He could have not been happier with the outcome.”

Maintenance Repair Technician - St. Louis, MO

Stroke

“A 59 year-old maintenance repair technician became disabled after suffering a stroke. His job required him to perform heavy lifting and look after heavy equipment. Cigna paid his claim for the entire Own Occupation period. However, when the definition of disability switched to Any Occupation, Cigna denied benefits.

The man hired Fields to appeal the decision. Our attorneys reached out to the medical staff at the man’s primary care clinic and requested a narrative report documenting the severe ongoing neurological issues. This report was submitted with updated medical records and legal arguments arguing the man’s case. Cigna reinstated benefits after receiving the documentation. The man was able to continue treating for his condition with the financial burden of the denial behind him.”