PROVEN LAWSUIT RESULTS

Maintenance Mechanic - Sterling, ND

Degenerative Disc Disease

“A maintenance mechanic was unable to work due to degenerative disc disease. Initially, he was approved for Long Term Disability benefits and was additionally approved for Social Security Disability benefits, and VA Disability benefits. Unfortunately, after several years the insurer unexpectedly terminated his Long Term Disability claim. Left without a major source of his monthly income, still unable to work, and unsure how to proceed, he reached out to Fields Disability for guidance.

We worked with our client to appeal the insurer’s claim termination. Despite providing the insurer with ample evidence of our client’s continuing disabilities, each of our appeals were denied. In response, we filed a lawsuit against the insurer on behalf of our client.

The Fields Disability attorneys worked closely with our client throughout the litigation. When it became clear that a settlement was likely the best possible outcome, our client gave our team authority to send an initial demand to the insurer. Although negotiations were tenuous, the strong advocacy of the Fields Disability team paid off for our client. He was eventually presented with an offer and walked away with a lump sum payout. Our client was grateful to the entire Fields Disability team.”

Customer Relations - Cavalier, ND

Circadian Rhythm Sleep Disorder

“A customer relations specialist with circadian rhythm sleep disorder had tried numerous times and various treatments to restore his circadian rhythm, but to no avail, until his condition became too problematic for him to work. He applied for disability benefits through an insurance policy provided by his employer and his claim was accepted. However, the insurance company denied his benefits after 24 months, based on the contention that the client was only disabled due to mental health conditions.

After being denied, he signed up with Fields Disability. We appealed the denial, but the insurer refused to consider the neurological cause of our client’s conditions that was clearly documented in the medical records. The attorneys at Fields Disability prepared to file a lawsuit against the insurer. However, after contacting the insurer and pointing out their numerous errors, our attorneys were able to negotiate an early settlement for our client. “

Emergency Room Nurse - Boca Raton, FL

Low Vision

“An Emergency Room Nurse was forced to retire due to problems with her vision, so she applied for Short Term Disability benefits. Unfortunately, the insurer denied her claim because they determined that her medical conditions were not severe enough to constitute a disability. In response, she contacted the experts at Fields Disability for assistance.

Our team assessed our client’s medical history and determined that Sedgwick was wrong to deny the claim. We then began collecting evidence of our client’s disabilities for use in an appeal to the insurer. Medical records detailing the severity of her condition were gathered, in addition to written testimonies from our client’s treating medical providers. Our attorneys drafted a memorandum in support of her claim, emphasizing the strengths of her case, and, coupled with the strong advocacy and persuasiveness of our attorneys, forced Sedgwick to reverse its decision. Our client received back pay for her entire Short Term Disability period, which had run its course during the appeals process.”

Public Schools Employee - Fairbault, MN

Trigeminal Neuralgia

“A public-school employee with trigeminal neuralgia was no longer able to work. After she applied for Long Term Disability benefits herself but was denied, she contacted the team at Fields Disability for assistance.

Because our client had appealed her claim once already, the Fields Disability attorneys filed a lawsuit for the benefits owed to her. Our team gathered medical documentation detailing the severity of our client’s conditions that strengthened our position, which put enough pressure on the insurer to engage in settlement negotiations. Our client was presented with an offer to end the dispute. She accepted the deal and walked away with a significant lump sum payout.”

Enrollment Representative - Glendale, AZ

Bilateral Knee Osteoarthritis, PTSD, Fibromyalgia

“An enrollment representative left work after several years of struggling with bilateral knee osteoarthritis, fibromyalgia and PTSD related to his service in the Air Force. After being approved and receiving Long Term Disability benefits for two years, the insurer terminated his benefits, stating his physical conditions were not disabling anymore and that they no longer had to pay benefits for mental health conditions. Unsure what to do, he searched online and asked Fields Disability for help.

Our team assisted him with gathering medical and vocational evidence, including a functional capacity evaluation and vocational consultant report. After filing suit against the insurance company in federal court, our attorneys assisted our client in negotiating a favorable settlement with the insurance company to resolve his claim for benefits.”