PROVEN LAWSUIT RESULTS

Manufacturing Operator - Raleigh, NC

Osteoarthritis of Right Hand and Lower Back, Heart Disease

“A North Carolina man just three years away from retirement had spent nearly his entire career working in manufacturing. His job required him to stand on his feet all day, running machinery and lifting equipment. After decades of wear and tear, his body eventually hurt too much to continue working. His doctors diagnosed him with osteoarthritis of the hand and lower back, and told him he had also developed heart issues. Knowing his conditions were serious, the man applied for and was granted Social Security Disability benefits.

The man also applied for long term disability benefits from Liberty Mutual Insurance. However, Liberty Mutual denied his application for benefits, claiming that he did not meet the definition of “disabled” and was capable of performing the essential duties of his old job. In their denial, Liberty Mutual even admitted to reading the Social Security Administration’s grant of benefits, but still refused to acknowledge his need for Long Term Disability benefits.

The man knew he needed help appealing Liberty Mutual’s denial of his benefits. He contacted Fields Disability, and our team of attorneys immediately began building his case. We worked with his physicians to produce supporting medical documentation, and wrote a very strong appeal of Liberty Mutual’s denial. Considering our arguments, Liberty Mutual had no choice but to reverse their prior decision and approve our client’s appeal. Our client soon had his benefits reinstated, and also received a check for back pay from Liberty Mutual.”

Specimen Processer - Sharpsburg, NC

Bilateral Carpel Tunnel Syndrome, Spinal Stenosis, Lyme Disease

“A 48-year-old woman from North Carolina suffered from several disabilities including bilateral carpel tunnel syndrome, spinal stenosis, and Lyme disease. As a Specimen Processor, she was required to stand for long periods of time and, using her hands and wrists, delicately handle blood samples, bacteria cultures and bodily organs, none of which was possible without quivering hands and extreme pain. The client received short-term disability benefits, but the application for long-term disability was denied.

She then hired Fields Disability to appeal the denial and the attorneys at Fields requested supportive medical reports from her rheumatologist, orthopedist and longtime family physician. The medical report requests were designed to have each doctor answer the right questions relating to the client’s disability, and to explain why she was unable to do her job as a specimen processor. The doctors responded with highly supportive reports clearly showing that the client was disabled and unable to work.

After a brief but careful review, the insurer reversed its denial and awarded long-term disability benefits to our client, who will now receive the much-needed long-term disability payments to help her get better and hopefully return to the workforce.”

Regulatory Operations Specialist - Bemidji, MN

Stroke with Neurological and Cognitive Complications

“Our client work in the regulatory division of a large medical technology company. When she suddenly suffered a stroke, she left work indefinitely to focus on her recovery. She submitted a claim for Long Term Disability benefits with her insurer, Reliance Standard, and received a denial letter.

She found Fields Disability online after searching for an attorney to assist with contesting the denial. Our attorneys examined the claim file from Reliance Standard and found numerous oversights. We updated the woman’s medical records and submitted a legal memorandum arguing our client’s case. After a brief review, the insurer agreed to pay our client her benefits.”

Engineering Technician - St. Croix Falls, MN

Degenerative Disc Disease, Fibromyalgia, Crohns Disease

“Cigna discontinued Long Term Disability benefits of a long time public service employee and military veteran without notifying him. He never received a call or a denial letter from CIGNA. He was totally blindsided and had no idea how Cigna could possibly think he was able to work.

Fields Disability helped secure the claim file and rationale for discontinuing benefits and appealed the decision. Our attorneys got a comprehensive report from the claimant’s treating doctor outlining the many reasons why full-time work was not an option for our client. Cigna re-instated benefits and awarded claimant with all the back pay he was entitled to under the policy.”

Public Works - Minneapolis, MN

Camptocormia (Bent Spine Syndrome), Congestive Heart Failure, Advanced Osteoarthritis of the Knees

“A Minneapolis man had worked as a Machinist for over 35 years before being forced to leave work as a result of developing camptocormia, congestive heart failure and advanced osteoarthritis of the knees. He applied for long-term disability benefits from his insurance carrier, but was denied. He appealed the insurer’s denial once himself, but received a subsequent denial from the carrier.

Knowing he needed help, he retained Fields Disability to represent him and fight the insurance company. His Fields attorney began building his appeal by reviewing the insurer’s denial letter claims and drafting pointed arguments to counter them. The Fields team also acquired significant medical records proving our client’s disability and a narrative report from his primary treating physician. Fields Disability then submitted the completed appeal. After reconsideration, the insurer overturned their prior denial and approved our client’s benefits. He soon also received a check for the back benefits from his date of disability.”