PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Collection Processing Specialist - Hoover, AL
Multiple Sclerosis, Fatigue, Cognitive Loss
“A collections specialist stopped working due to symptoms from multiple sclerosis. She received monthly long-term disability benefits through her employer for eight years. Suddenly the insurance company sent a letter saying that benefits would stop because she could go back to work. She was certain the decision must be a mistake so she submitted an appeal to the insurance company, however their decision did not change.
Worried for her lost income, and still unable to work due to her chronic condition, she contacted Fields Disability to determine her next steps. Our attorneys reviewed all of our client’s medical records and realized the insurer had selectively chosen which doctors to rely on. We filed a federal lawsuit to fight for our client’s benefits. As litigation moved forward, our attorneys negotiated a generous lump-sum settlement. Our client was thrilled with the settlement check, and relieved to be done fighting against the insurance company.”
Communications Manager - Brewton, AL
Migraines, Visual Disturbances, Syncopal Spells
“A communications manager from Alabama began having severe migraines that made her unable to read, concentrate, drive, or generally function. She tried to stay at work for some time, even working from home in bed to try to make up for any missed days in the office. Ultimately, her symptoms were too severe and she was forced to stop working. She received long term disability benefits from her insurer for two years, but then suddenly the payments stopped. The insurance company said she no longer fit their definition of disabled.
Worried about her lost income and her ongoing migraines, she contacted Fields Disability for assistance. Our attorneys combed through over 1200 pages of claim documents from the insurance company and discovered there were key records the insurer overlooked. Fields attorneys collected updated documentation from our client’s doctors and filed a strong appeal to the insurance company. The insurance company didn’t budge, and our lawyers filed a federal lawsuit to fight for our client. During preparations for trial, Fields attorneys negotiated a generous settlement and our client was relieved to be done fighting the insurance company, and pleased with the professional advocacy Fields Disability provided.”
Secretary - Phoenix, AZ
COPD
“A secretary developed severe COPD and was forced to leave her job. She was unable to handle even sedentary office work due to shortness of breath and dizziness. Her doctors told her the condition was terminal and she had just a few years left to live. She submitted a claim for long-term disability benefits from her disability insurance company. For a short period, the insurer paid the woman’s claim. Without warning, the woman was sent a denial letter. While paying the woman’s claim, the insurance company paid an investigator to conduct surveillance on the woman. The investigator observed the woman on a short walk at the park across the street from her apartment and the insurer used that as the basis for a denial. The woman appealed the decision on her own, but it was denied.
Knowing she needed help fighting the insurance company, she hired Fields Disability to represent her. After reviewing our client’s claim file, our attorneys filed a lawsuit against the insurance company. We then negotiated a substantial settlement for our client, reflecting a large portion of the benefits she was owed through the life of the policy. The settlement allowed our client to afford necessary medicine and oxygen tanks and she was able to live out her remaining time with comfort and peace of mind.”
Operational Finance Assistant - Turrell, AR
Depression, Anxiety, Chronic Pain
“A woman from Arkansas experienced chronic pain and suffered from depression and anxiety. These conditions prevented her from performing her job as an Operational Finance Assistant. Her short-term disability insurer, MetLife, denied her claim stating that the medical evidence did not support that she was disabled throughout the elimination period.
Clearly unable to work and unsure of what to do, she reached out to Fields Disability. Her attorney at Fields began with reviewing the entire file from the insurance company and creating a plan for the appeal. After completing his review, he updated medical records and obtained a narrative report from her primary doctor. With the updated records and reports, he then drafted an appeal which outlined how her condition prevented her from working and had been present throughout the entire elimination period. Upon review, the insurance company reversed its decision and reinstated the client’s monthly benefits. Our client was elated to hear that she would be getting her benefits back.”
Technical Writer - Fort Smith, AR
Complex Multifactorial and Disabling Chronic Pain Syndrome with Axial Neck and Lumbar Pain, Multiple Spine Surgeries, Chronic Lumbar and Cervical Radiculopathy, Arthritis Related Joint Pain in all Four Extremities, Multilevel Degenerative Disc Disease, Spondylosis, Radiculopathy, Carpal Tunnel Syndrome
“A technical writer for a business office developed multilevel degenerative disc disease and radiculopathy over the course of her career. She was covered under a long-term disability policy, and applied for benefits after her date of disability. She was initially approved, and was on claim until her policy’s definition of disability changed from Own Occupation to Any Occupation.
She needed help appealing the insurer’s denial decision, and hired Fields Disability. The Fields team got to work on her appeal, ordering updated medical records, getting her social security claim file, and securing a letter of support from her primary treating physician. The Fields lawyers also crafted pointed arguments within the appeal, addressing all of the claims the insurer made in their denial letter. The Fields lawyers submitted their appeal, and after several months of consideration, the insurance company approved the appeal, overturning their prior denial decision and reinstating our client’s long-term disability benefits.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
