PROVEN LAWSUIT RESULTS

Senior Operations Specialist - Sterling, VA

Depression

“An operations specialist from Virginia was diagnosed with severe depression. He was unable to concentrate at work, and was forced to stop working due to his symptoms. He received long-term disability benefits for eleven months, and then his insurer sent him a letter saying that he was no longer disabled and that he should return to work.

Confused about the sudden change despite no change in symptoms, he contacted Fields Disability for help. Our attorneys contacted our client’s doctors for updates on treatment and symptoms and submitted an appeal. The insurance company denied our client’s appeal, but Fields Disability attorneys filed a lawsuit in federal court. During preparations for trial, Fields attorneys were able to negotiate a generous lump-sum settlement for our client. He was relieved that the fight against the insurance company was over and he was able to continue treatment with the help of the settlement check.”

Insurance Representative - Carson, CA

Major Depressive Disorder, Anxiety, Panic Attacks, Bilateral Shoulder Subacromial Impingement, Bilateral Elbow Ulnar Cubital Tunnel, Right Wrist Radial Styloid Tenosynovitis, Cervical Spine Sprain

“A California resident formally worked as an insurance representative until her depression, anxiety, shoulder and back conditions became too much and she was forced to stop working. This insurance representative was approved for both worker’s compensation and short-term disability benefits, which showed she had extensive issues and conditions that prohibited her from working. The insurance company, however, denied her application for long-term disability benefits because it believed that the medical files did not support impairment that would prevent her from performing the material and substantial duties of her own occupation.

Upset with the insurers decision to deny her benefits, she contacted Fields Disability Law Firm for help appealing the decision. The attorneys at Fields Disability Law Firm contacted our client’s doctors to compile reports of all of her symptoms and treatments. Even after submitting a comprehensive appeal, the insurer issued a decision and determined to uphold their prior determination to deny our client’s long-term disability benefits.

Our attorneys immediately filed a lawsuit against the insurance company in federal court to fight for our client. During preparation for trial, Fields Disability attorneys were able to negotiate a generous lump-sum settlement for our client. She was overjoyed with the resolution of her case.”

Machinist - Zachary, LA

Back Pain, Complications from Fusion Surgery, Herniated Discs

“A machine maintenance worker from Louisiana had multiple back surgeries and required a fusion of two vertebrae. He was unable to continue work because his job required lifting and repairing heavy machine parts. He applied for and received long-term disability benefits through his employer. Unfortunately, the insurance company stopped paying benefits after a few months, saying that he suffered from a pre-existing condition that meant he could not receive benefits.

He contacted Fields Disability for help. Our team gathered all of our new client’s medical records and compiled all of the evidence the insurance company had as well. Our attorneys scoured the medical records and discovered that the insurer was misreading the medical records. Our client did have a history of low back pain, but the surgery that caused his current disability was to correct a distinct and new disc injury. We submitted a strong appeal to the insurer, but the decision remained unchanged. Our attorneys filed a lawsuit in federal court to fight for our client’s benefits. During the lead-up to a hearing date, our attorneys negotiated a generous lump-sum settlement and our client received a settlement check that allowed him to continue treatment without fighting his insurance company any more.”

Electrician - Richmond, TX

Clubfoot Deformity, Failed Surgical Reconstruction, Degenerative Joint Disease, Arthritis, CRPS

“Our client was an electrician from Texas suffering from clubfoot deformity, failed surgical reconstruction, degenerative joint disease, arthritis and complex regional pain syndrome. Originally, his claim for long term disability benefits was approved through his employer’s plan. However, after the definition of disability changed under the policy, requiring our client to be disabled from Any Occupation the insurer discontinued his benefits.

With his conditions worsening and no other training to perform other work our client contacted Fields Disability for help fighting this decision. Our team put together an appeal outlining that our client’s chronic and severe conditions were in fact worsening over time. We gathered support in the form of narrative reports from our client’s treating doctors and vocational evidence in terms of his transferable skills, all pointing to the fact that our client continued to be disabled under the policy. Regrettably, the insurance company denied this appeal and Fields Disability filed a lawsuit on our client’s behalf. Our team was then able to negotiate a settlement of the claim without requiring our client to go to court.”

Technology Manager - Stoughton, MA

Radiation Ribrosis

“A man from Massachusetts was diagnosed with cancer as a young man. He underwent radiation and chemotherapy in an effort to treat the cancer. Fortunately, the treatment was a success and he has been cancer free for many years. Unfortunately, the treatment left him suffering from side effects which left him with a multitude of problems from severe fatigue, pain, and other problems. After working for a number of years, his physical condition no longer allowed him to perform his job. His long-term disability insurer denied his claim for benefits arguing he did not meet the definition of disabled.

Not knowing what he was supposed to do, he found the attorneys at Fields Disability. His attorney at Fields went right to work and drafted a strong appeal of the denial. The insurance company again denied the claim. His attorney immediately filed a lawsuit in federal court. They were then able to negotiate a settlement with the insurance company.”