PROVEN LAWSUIT RESULTS

Welder - Perkinston, MS

Transient Cerebral Ischemia, Diverticulitis, Narcolepsy, Chronic Back Pain, Sciatica, Glaucoma, Blurred Vision

“A welder from Mississippi worked for 17 years before he had to stop due to Transient Cerebral Ischemia, diverticulitis, narcolepsy, chronic back pain, sciatica, glaucoma, and blurred vision. The individual applied for Long Term Disability benefits through Prudential, but his insurer stated that he had not provided any restrictions or limitations that would prevent him from returning to work as a welder. Prudential stated that since he failed to be disabled through the Elimination Period, he was not eligible for benefits. The welder decided to appeal this determination without legal representation, and he was denied yet again.

After receiving the denial of his appeal, he contacted the attorneys at Fields Disability to assist him. Our attorneys contacted our client’s doctors to compile reports of all of his symptoms and treatments and submitted a comprehensive appeal to Prudential. After receiving our attorneys’ appeal, they overturned their previous decisions and paid all the outstanding Long Term Disability benefits immediately.”

Sales Clerk - Ellicott City, MD

Failed Cervical Fusion Syndrome

“A sales clerk with a popular department store enjoyed her career of helping people look and feel better. Unfortunately, she began developing severe pain in her neck that radiated into her shoulders, down to her hands. After several treatments with the doctors and an MRI scan, it was discovered that she needed fusion surgery in her neck. Her doctors performed the surgery, which eliminated the pain for a period of time but, the pain eventually returned. An MRI scan revealed that she needed additional surgery to further repair the compromised discs in her neck. Despite a second surgery the pain persisted and her doctors eventually diagnosed her with failed cervical syndrome, which happens to a small percentage of patients who undergo spinal surgery. She applied for and received disability for several years as she attempted to resolve her neck condition.

Unfortunately, without any warning, the disability carrier suddenly issued a denial letter stating she was no longer disabled, and the much-needed disability checks stopped coming. She tried to work with her doctors to present enough evidence to show that she continued to be disabled, but the insurance company would not reverse its decision.

Out of options, she approached Fields Disability, and our attorneys immediately began working with medical providers to obtain the necessary supportive reports, assembled medical records, and filed a lawsuit to reverse the wrongful denial of benefits. After a complete and thorough review, the disability carrier reversed its decision and restored the disability payments with back-pay. She was emotional and overjoyed upon discovering she would now have the means to pay her bills and take care of her family.”

Personal Banker - Appleton, WI

Fibromyalgia, Depression

“Our client was a Personal Banker and became disabled after he developed severe fibromyalgia and depression. He was unable to work on a consistent basis due to flare-ups. His doctor recommended that he leave work indefinitely. He submitted a claim to his long-term disability insurer. The insurer paid his claim for the entire Own Occupation period of the policy, but when the definition changed to Any Occupation, the insurer denied continuing benefits. The insurance company said the man was able to return to work at a number of jobs. Unsure what to do, he found Fields Disability in an internet search. We advised our new client of his rights and determined we would sue the insurance company in federal court. Using doctor support contained in the file, we were able to negotiate a substantial settlement for our client.”

Account Executive - Richland, WA

Crohn's Disease

“A 61-year-old woman who formerly worked as an Account Executive for a large broadcasting company where her job duties included selling commercial airtime to businesses. She ceased work due to a severe and debilitating case of Crohn’s disease, which required her, on several occasions, to be taken by ambulance and Life Flighted to the hospital. In fact, her condition resulted in removal of 4 feet of her small intestine and multiple ruptures in what remained of her intestine. Given her condition and its debilitating symptoms, she could not continue in the fast-paced environment of an Account Executive and had to leave her job.

She applied for disability, but the disability carrier denied her claim alleging Crohn’s could not cause the kind of disability she claimed. Her doctors were upset and provided reports stating she was entirely disabled, but the disability carrier would not budge. She hired Fields Disability to help her with her claim. Fields attorneys filed a lawsuit and, after a few brief months of litigation, settled the case on very favorable terms.”

Radio Station Scheduler - East Bank, WV

Complications from Hip Replacement, Hip Pain, Back Pain

“A Radio Station Scheduler from East Bank, West Virginia began having severe hip pain after she had a right hip replacement a few months prior. She attempted to continue work, but ultimately the pain became too much and she had to stop working. Her insurance company through work approved long-term disability benefits for a few months, but then the insurer stopped paying because they said she could return to work.

Worried about her lost income and still suffering from serious pain, she called Fields Disability for help. Our team gathered all our client’s medical records and reached out to doctors for additional expert opinions. When the evidence was strong, our attorneys submitted an appeal to the insurance company pointing out each of the legal and factual errors in their decision. Unfortunately the insurer didn’t budge, and our attorneys filed a lawsuit in federal court to fight for our client’s benefits. During preparation for a hearing, Fields attorneys negotiated a generous lump-sum settlement that our client accepted. Our client was pleased with the diligent advocacy from Fields Disability and happy to be done fighting her insurance company.”