PROVEN LAWSUIT RESULTS

Cosmetic Sales Associate - Seattle, WA

Shoulder Impingement, Status Post Hip Replacement, Lumbar Spine Pain

“Our client was a cosmetics sales associate for a nationwide department store chain. She developed a number of musculoskeletal complaints that made it difficult for her to work in any capacity. Her long-term disability carrier approved benefits for the own occupation period. However, when the definition of disability changed, the insurance company denied benefits, stating the woman could work at a number of desk jobs, despite the fact the woman had been in cosmetic sales for over 20 years.

The woman hired Fields Disability to contest the denial in court. After reviewing the file from the insurance company, her attorney planned a strategy to fight the decision in court. After the suit was filed, the attorney went to work negotiating a settlement based on several critical errors in the insurer’s review of the claim. The insurer agreed to pay a substantial settlement to our client.”

Construction Rigger - Houston, TX

Knee Replacement, Complications from Leukemia Treatment

“A construction rigger from Texas was finally in remission after a fight with Leukemia. The treatments left him with severe inflammation and pain in his upper back and neck. Additionally, he experienced pain from a knee replacement. The symptoms were too much and he was forced to stop work. He applied for long-term disability benefits but the insurance company denied him, saying that he could return to work. His job required heavy lifting and mobility that he no longer had.

He contacted Fields Disability to help restore his income. Fields attorneys contacted our client’s doctors for updated medical records, and reviewed the claim file from the insurance company. Our attorneys submitted a strong appeal to the insurer, but the decision was unchanged. Fields attorneys then filed a lawsuit in federal court to fight for our client’s benefits. During preparation for trial, our attorneys negotiated a generous lump-sum settlement. Our client was overjoyed to be through fighting his insurance company, and pleased with the professional representation Fields Disability provided.”

Phlebotomist - Caldwell, ID

Nutcracker Phenomenon

“Our client worked as a phlebotomist, drawing and testing blood in a demanding and stressful setting. One day, while drawing blood, the woman collapsed in front of a patient. She later found out she was suffering from a rare condition affecting blood flow to the kidneys resulting in kidney failure. She underwent several surgeries, including a kidney transplant. However, against the great weight of the evidence, the insurer determined that our client was able to perform her own occupation. Our attorneys filed suit in federal court arguing the our client was entitled to benefits. During a court-ordered mediation, we successfully negotiated a favorable settlement for our client using the insurers oversights as leverage.”

Route Sales Manager - Attleboro, MA

Low Back Pain, Neck Pain, Shoulder Pain

“A Route Sales Manager with low back pain, neck pain, and shoulder pain ceased working because he was unable to keep up with the demands of his job. His claim was paid for the entire Own Occupation period of the policy, but when the definition changed to Any Occupation, the insurer denied continuing benefits. The insurance company said the man had a significant amount of function left. He hired Fields to sue the insurance company in federal court. Our attorneys negotiated a settlement and our client received a sizable check.”

Engineer - Port Townsend, WA

Multiple Myeloma

“Our client was an engineer from Washington who suffered from Multiple Myeloma. He was suddenly hospitalized due to side effects from his cancer and was unable to perform any work duties. Unfortunately, his long-term disability claim with his insurance company was denied because the insurer asserted his insurance did not become effective as scheduled when our client left work early.

Fields Disability filed a lawsuit on our client’s behalf arguing the insurance company abused its discretion in denying benefits and failed to properly interpret the terms and definitions of the plan. After filing this lawsuit our team was able to negotiate a settlement on client’s behalf, without the need for our client to go to court.”