PROVEN LAWSUIT RESULTS

Manager - Myrtle Beach, SC

Multiple Sclerosis, Anxiety, Depression

“A manager from South Carolina suffered from Multiple Sclerosis. His condition was debilitating and progressive. He had good days and bad days, but often would suffer from numbness in his extremities, memory deficits, and motor dysfunction. He received Social Security Disability benefits due to his condition. Despite his symptoms and Social Security status, the insurer denied his long-term disability benefits. The insurer said that there was insufficient objective evidence of his disability.

Worried about his worsening condition and lost income, he called Fields Disability for help. Our team gathered all our new client’s medical records and set up neurological tests to bolster the objective evidence supporting the claim. We also gathered and sent our client’s entire Social Security file to show the insurance company that their decision conflicted with a federal agency. After a lengthy reconsideration, the insurance company reversed their decision and our client received a lump-sum payment for back pay and began receiving his monthly benefits again. He was pleased with the persistent approach of the Fields Disability team and is glad to be through fighting with his insurance company.”

Aided Design Operator - Baltimore, MD

Chronic Low Back Pain, Ulcerative Colitis, Depression, Bilateral Knee Pain

“A woman suffering from debilitating back pain with a history of a lumbar fusion surgery was forced to stop working. After almost a year of paying long-term disability benefits, the insurance company discontinued the woman’s benefits. The woman was quite confused because the insurer asserted there were no objective findings that prevented her from performing her job as Computer Aided Design Operator, yet there had been no change in her condition since the time they began paying benefits.

She reached out to Fields Disability for help. Fields Disability drafted a strong appeal in which we highlighted that the insurer relied on a mistake in our client’s medical records to deny her benefits. Fields Disability also argued that the insurer mis-classified her job as a sedentary job, when it required more significant physical demands. The insurance company ignored these arguments, so Fields Disability filed a lawsuit against the insurer on the woman’s behalf. We were able to secure a settlement for our client and our client never had to appear in court.”

Bank Teller - Pittston, PA

CRPS

“A woman from Pennsylvania who worked as a bank teller suffered from severe and chronic pain as a result of Chronic Regional Pain Syndrome. This left her unable to perform any work as she would be completely incapacitated by her pain and the side effects from the heavy narcotics used to manage her pain. Liberty Mutual, her long-term disability insurer, denied her claim, asserting that a reviewing doctor concluded that she had the ability to perform the duties of her job.

Clearly unable to work and not sure of how to fight the insurance company, she reached out to Fields Disability. Her attorney at Fields went right to work reviewing the entire file from the insurance company and the report from the insurance company’s doctor. After completing his review, her attorney developed a winning strategy for her appeal. He updated medical records and obtained statements from multiple doctors the client had treated with. With the updated records and reports, he then drafted an appeal which highlighted her condition and how it prevented her from working. The insurance company reversed their decision and reinstated the client’s monthly benefits. The client was so thankful to get her benefits back.”

Welder - Perkinston, MS

Transient Cerebral Ischemia, Diverticulitis, Narcolepsy, Chronic Back Pain, Sciatica, Glaucoma, Blurred Vision

“A welder from Mississippi worked for 17 years before he had to stop due to Transient Cerebral Ischemia, diverticulitis, narcolepsy, chronic back pain, sciatica, glaucoma, and blurred vision. The individual applied for Long Term Disability benefits through Prudential, but his insurer stated that he had not provided any restrictions or limitations that would prevent him from returning to work as a welder. Prudential stated that since he failed to be disabled through the Elimination Period, he was not eligible for benefits. The welder decided to appeal this determination without legal representation, and he was denied yet again.

After receiving the denial of his appeal, he contacted the attorneys at Fields Disability to assist him. Our attorneys contacted our client’s doctors to compile reports of all of his symptoms and treatments and submitted a comprehensive appeal to Prudential. After receiving our attorneys’ appeal, they overturned their previous decisions and paid all the outstanding Long Term Disability benefits immediately.”

Sales Clerk - Ellicott City, MD

Failed Cervical Fusion Syndrome

“A sales clerk with a popular department store enjoyed her career of helping people look and feel better. Unfortunately, she began developing severe pain in her neck that radiated into her shoulders, down to her hands. After several treatments with the doctors and an MRI scan, it was discovered that she needed fusion surgery in her neck. Her doctors performed the surgery, which eliminated the pain for a period of time but, the pain eventually returned. An MRI scan revealed that she needed additional surgery to further repair the compromised discs in her neck. Despite a second surgery the pain persisted and her doctors eventually diagnosed her with failed cervical syndrome, which happens to a small percentage of patients who undergo spinal surgery. She applied for and received disability for several years as she attempted to resolve her neck condition.

Unfortunately, without any warning, the disability carrier suddenly issued a denial letter stating she was no longer disabled, and the much-needed disability checks stopped coming. She tried to work with her doctors to present enough evidence to show that she continued to be disabled, but the insurance company would not reverse its decision.

Out of options, she approached Fields Disability, and our attorneys immediately began working with medical providers to obtain the necessary supportive reports, assembled medical records, and filed a lawsuit to reverse the wrongful denial of benefits. After a complete and thorough review, the disability carrier reversed its decision and restored the disability payments with back-pay. She was emotional and overjoyed upon discovering she would now have the means to pay her bills and take care of her family.”