PROVEN LAWSUIT RESULTS

Sales Route Driver - Roanoke, VA

Degenerative Disc Disorder with Radiculopathy, Spinal Stenosis, Spondylosis, Polyneuropathy, Hypertension, Chronic Neuropathy

“Our client applied for and received short-term disability benefits from an insurance company provided by his employer. However, when our client was supposed to transition to long-term benefits, the insurance company denied his benefits. The insurer claimed that our client was capable of performing the essential duties of his own occupation and based its determination on the opinion of a doctor that had never met our client.

Our client was very upset that the insurance company had ignored the opinions of his own doctors and cut-off his only source of income. He retained Fields Disability and our attorneys moved quickly. We reached out to our client’s doctors, collected updated medical records, and drafted a winning appeal. The insurance company could not ignore the evidence submitted by the team at Fields and approved our client’s long-term disability benefits, sending him a large backpay check.”

Brake Pack Sorter - Manchester, NH

Degenerative Disc Disease, Chronic Low and Mid Back Pain, Fibromyalgia, Left Wrist Impairment

“A Brake Pack Sorter from New Hampshire gradually developed widespread degenerative disc disease from his heavy exertion job. Eventually, his pain became so great that he was forced to leave work. He applied for long-term disability benefits but was denied by the insurance company. Needing help to appeal the denial decision, he retained Fields Disability to fight for his benefits.

The Fields team put together an appeal of the insurer’s decision, but upon review the insurance company upheld their denial. The Fields attorneys then filed suit against the insurer in federal court, claiming the full benefit amount as damages. Faced with mounting litigation, the insurer came to the bargaining table and the Fields attorneys were able to negotiate a favorable settlement for our client.”

Laboratory Technician - Independence, KY

Rheumatoid Arthritis, Osteo Arthritis, Sjogren’s, Fibromyalgia, Chronic Fatigue Syndrome, Broken Knee

“A Laboratory Technician was forced to stop working due to a multitude of illnesses and a knee injury she had sustained requiring surgery and three months physical therapy. Her chronic illnesses complicated her return to work and the insurer continued to pay her benefits until the definition of disability changed from Own Occupation to Any Occupation after 24 months. The insurance company reopened her claim after she was subsequently awarded SSDI. Even with the social security administration’s disability determination, the insurer continued to contact the client every few months to request updated medical records. This required our client having to schedule unnecessary appointments for her chronic conditions costing her time and money from her fixed disability income.

Tired of the harassment, our client reached out to the Attorneys at Fields Law Firm to assist with negotiating an early buyout/settlement of her claim. Our attorneys requested a copy of our client’s claim file, obtained updated medical records and submitted them to the insurance company asking if they would be interested in buying out the remainder of her claim. Our team was able to negotiate with the insurance company to get them to pay significantly more than their initial offer. Our client was happy to get her monthly benefits in advance to help plan her long-term care and end the tenuous relationship with the insurance company.”

Assembly Production Team Member - San Antonio, TX

Cervical Radiculopathy, Lumbar Pain

“A 40 year old Assembly Production Team Member was involved in a head-on collision and went to the emergency room and discharged same day and attempted to return to work the following Monday. Unfortunately, he was unable to complete a full day of work due to postural restrictions secondary to pain and reduced range of motion. He followed up with a chiropractor who diagnosed him with lumbar and cervical disc bulges and wrote work restrictions of 4 hour days and less than occasional bending, lifting, squatting, pushing, pulling and no lifting greater than 25 pounds.

As part of his job, our client was required to crawl in and out of automobile frames installing seats, trim, etc. The insurance company denied his long-term disability application arguing that he did not remain disabled through the entirety of the policy’s 90 day elimination period because although claimant had MRI evidence of bulged discs. The insurance company had one of their own doctors allege that there was no objective evidence of our client’s radicular pain. Unable to return to his employer with his work restrictions and unable to provide for his family, our client reached out to Fields Disability. The attorneys at Fields Disability gathered all of our client’s updated medical records and also reached out to the attorney representing our client for his motor vehicle accident to coordinate getting a narrative report from the spinal specialist he was referred to for a surgery consultation.

The Fields Team drafted a strong appeal highlighting all of the errors, oversights and omissions contained in the insurer’s medical review and denial letter. After receiving the appeal supported by updated medical records, including surgical recommendations from the specialist he was sent to, the insurance company was forced to overturn its initial denial and approve our client’s benefits.”

Fulfillment Associate - Lyman, SC

Back Pain

“A Fulfillment Associate from Lyman, South Carolina began experiencing severe back pain. She received a spinal cord stimulator from her doctor to treat the pain. Eventually, she could no longer lift or push the merchandise that her job required, and she was forced to stop working. She was paid monthly benefits for a few months, but then the insurer abruptly stopped the payments because they said she could return to work.

Upset and worried about her lost income, she contacted Fields Disability for assistance. Fields attorneys scoured the insurer’s denial documents and discovered they ignored recommendations from one of our client’s doctors. Our team obtained updated medical records and opinions from our client’s doctors. With the updated evidence our attorneys submitted a strong appeal to the insurance company. They overturned their original decision and reinstated benefits for our client who received a lump-sum payment for back-pay and ongoing monthly benefits. Our client was pleased with the help Fields Disability provided, and happy to be done fighting her insurance company.”