PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Administrative Assistant - Durham, NC
PTSD, Depression, Anxiety, Lumbar and Cervical Disc Degeneration, Fibromyalgia
“A 51-year-old administrative assistant suffered from a variety of medical conditions, which led her to the realization that she was no longer capable of performing her job duties. She applied for long-term disability benefits and MetLife accepted her claim and began paying benefits. While the woman was receiving benefits, MetLife performed periodic check-ins. MetLife also submitted the woman’s medical information to a nurse, who concluded that she remained incapable of performing work. However, just one month after receiving that opinion, MetLife sought out a second medical opinion, and the second medical reviewer said the woman had no limitations on her work activities and should be able to return to work.
She reacted immediately, filing an appeal on her own, without the assistance of an attorney. MetLife did not change their position based on her appeal. However, they did give her a second opportunity to appeal the decision. This time, the woman turned to Fields Disability for help. Our attorneys argued that MetLife breached their fiduciary duty to the claimant when the actively sought out an opinion to deny our client’s benefits. About one month after we submitted the appeal, MetLife overturned their decision. Our client received a backpay check dating back to the day MetLife discontinued benefits, and her monthly benefits were reinstated.”
Tile Setter - Shawnee, KS
Bilateral Shoulder Pain, Complications from Rotator Cuff Surgeries
“A tile setter from Shawnee, Kansas underwent rotator cuff surgery in both shoulders and experienced severe complications. He had constant pain and struggled to lift his arms above his shoulders. He applied for long term disability through his employer’s insurance plan and received benefits for two years. The insurance company stopped paying him after two years because they said he could return to work.
Upset at the insurer and worried about his lost income, he called Fields Disability for help. Our team obtained the claim file from the insurance company and found that the insurer overlooked key records about our client’s surgical complications. Fields attorneys drafted a strong appeal to the insurance company based on the factual and legal errors from the insurer, and updated expert opinions. The insurance company changed their mind and our client received a lump-sum payment for back-pay and ongoing monthly benefits. He is happy to be through worrying about his disability claim and is pleased to have hired Fields Disability.”
Licensed Clinical Social Worker - Winter Springs, FL
Anaphylactic Reactions
“A Licensed Clinical Social Worker from Florida began suffering from unexplained anaphylactic reactions while at work. The reactions increased in intensity over time. Luckily the woman already worked in a hospital, so she could receive appropriate care when she suffered an attack. However, the reactions eventually became too severe, and she was forced to leave work. She applied for long-term disability benefits from her policy’s carrier, but was denied. The insurer claimed that despite her reactions, she could continue to work in a hospital environment.
Upon receiving her denial letter, the woman went for help. She retained the lawyers at Fields Disability. Our team of attorneys began coordinating with her physicians to secure letters of support while she pursued specialized testing. Our attorneys built up an appeal to the insurer’s decision, including diagnostic testing showing that our client’s reactions may have been caused by common cleaning chemicals, thereby eliminating the potential that she could return to work in most environments. Faced with the insurmountable evidence that their prior determination was incorrect, the insurer soon overturned the decision, issued back benefits, and reinstated future benefits. Our client was very happy with the outcome and is now able to focus on the treatment of her rare condition.”
Nurse Anesthetist - Durham, NC
Interstitial Cystitis, Fibromyalgia, Glaucoma, IBS, Cervical Disc Disease, Anxiety
“A woman from Durham, North Carolina worked as a nurse anesthetist. Due to interstitial cystitis and associated urinary urgency, pelvic pain, and a sleep disorder, she was forced to stop working. The Hartford, her long-term disability carrier, accepted her claim and paid benefits for nearly thirteen years. The insurer later denied her benefits claiming that she was no longer disabled under the terms of her policy.
Unsure of what to do, she reached out to Fields Disability. The Fields attorneys immediately obtained all of the client’s medical records and began crafting her case for an appeal. In addition to acquiring medical records, our attorneys showed that the review by the insurance company was defective in numerous ways. Upon review, the insurance company reversed their decision and reinstated her monthly benefits. The client was overjoyed at the reinstatement of her benefits.”
Main Router - Gary, IN
Lower Extremity Dysfunction, Chronic Back Pain, Lower Extremity Weakness, Degenerative Disc Disease, Sciatic Nerve Damage
“A Main Router at an Amazon warehouse in Indiana developed serious dysfunction in his low back and legs from working on his feet all day over the course of years. Unable to continue working his light level occupation, he left work. He applied for long-term disability benefits and was approved by the insurer. He remained on claim for two years until the change in his policy’s Definition of Disability, when the insurer terminated his benefits claiming he could return to work in an alternate occupation.
After waiting several months, he retained Fields Disability to fight the insurer. On a tight deadline, the Fields team submitted an appeal of the denial, but the insurer upheld their decision on reconsideration. The attorneys at Fields then filed a lawsuit against the insurer in federal court. Faced with mounting litigation, the insurer made a settlement offer which the Fields attorneys managed to negotiate into a favorable lump sum settlement for our client.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
