PROVEN LAWSUIT RESULTS

Painter - Manti, UT

Multi-level Degenerative Disc Disease, Multi-level Disc Herniations, Nerve Root Compression, Stenosis

“A painter from Utah had developed sever spinal degeneration over his long career. Just a decade from retirement, his chronic pain and immobility reached a point where he was unable to continue working. He applied for long-term disability benefits but was denied by the insurer. The insurance company claimed that his medical records did not support a severity of symptoms that would preclude him from returning to work as a painter.

Knowing he needed help, he retained Fields Disability to appeal the denial. The Fields team began gathering updated medical records from all of his providers. The Fields attorneys wrote to his physicians and were able to get one to write a supportive narrative and another to complete a functional capacity assessment. Fields submitted the appeal with five exhibits totaling over two hundred pages. Upon consideration of the appeal, the insurance company quickly overturned their prior denial, issued a check for back payments and reinstated our client’s ongoing future benefits.”

Technician - Manchester, KY

Anxiety, Cervical Spondylosis, Lumbar Spondylosis, Disc Herniation, AC Joint Arthropathy of Right Shoulder, Right Rotator Cuff Tendinitis, Impingement

“Our client was a technician that received long-term disability benefits due to disabling, chronic back and shoulder pain. Due to his injuries, our client ambulates with a cane and requires assistance for almost all activities of daily living. After two years of receiving benefits, the insurance carrier discontinued benefits, stating that our client could perform gainful employment in a sedentary position.

Given that our client needed help taking care of just himself, he worried about how he could make a living following this denial. He reached out to the Fields Disability team, who helped him work through multiple appeals. Our attorneys provided medical evidence that our client was unable to work for any gainful employment, but the insurance carrier would not reconsider. Without any luck on appeal, our attorneys continued to fight for the client and settled his case with a favorable lump sum payment.”

Nurse Consultant - Olmstead Township, OH

Gamma Herpes Viral Mononucleosis

“A nurse consultant who worked for a nursing association spread across the state of Ohio was forced to stop working after contracting a chronic form of gamma herpes viral mononucleosis, or the Epstein-Barr virus. The disease caused her to feel constant and severe fatigue in addition to her preexisting heart arrhythmia disorder. She filed a claim for short-term disability, and was approved to receive the benefits. She then applied for long-term disability benefits from the Lincoln Financial Group, but was denied. Lincoln claimed that the woman’s medical documentation did not support a finding of total disability, and that she should be able to return to her regular occupation.

The nurse from Ohio felt like she had run out of options. Luckily, she heard about Fields Disability, and we were able to take on her case and fight the insurance company. Our attorneys began working with her treating physicians, compiling key documentation that would support her claim for disability. We then crafted an expert appeal, arguing that Lincoln had failed build a proper foundation for denial, and had failed to provide necessary information required under federal law. Confronted with our airtight arguments, Lincoln soon returned a decision to grant our client’s long-term disability benefits.

Surprisingly, several months after overturning their own decision, Lincoln sent our client another letter claiming they were denying her long-term disability benefits again. The Fields team immediately began preparations to fight the insurer. We soon submitted an appeal of their decision, and once again Lincoln Financial reconsidered. Her benefits secured, our client was overjoyed with the result and was able to focus once again on her recovery.”

Insurance Recovery Specialist - Pittsboro, NC

Osteoarthritis, CRPS

“An insurance recovery specialist from North Carolina was diagnosed with osteoarthritis and possible Complex Regional Pain Syndrome. She attempted to continue work, but constant sitting and typing exacerbated her symptoms and she was forced to stop working. Her insurer through work refused to even pay short term disability benefits because they said she could return to work.

Shocked by the insurance company’s decision, she called Fields Disability for help. Our team contacted our client’s doctors and obtained updated medical records to ensure we had all the available evidence on our side. Fields attorneys scoured the records and discovered the insurance company discounted important records from our client’s doctors. We drafted a strong appeal, attaching the records to point out the insurance company’s error, and including the legal arguments supporting our position. The insurance company overturned their previous decision and our client received a lump-sum check for back-pay and is now receiving ongoing monthly benefits. She was pleased with the hard-work by the Fields Disability team and is happy to be done fighting her insurance company.”

Office Manager - Niantic, CT

Rectal Cancer, Neuropathy, Incontinence, Chronic Pain

“Our client went out of work and started receiving long-term disability benefits due to rectal cancer. Two years after receiving benefits, her insurance provider cut off her benefits, concluding she could work in a sedentary position. Throughout her cancer treatment, however, she developed other disabling side effects, including anemia, chemo induced peripheral neuropathy, anxiety and depression, chronic diarrhea, bowel obstruction, pain in both hips, and chronic pain. Her neuropathy causes so much pain in her fingers that it hurts to touch a keyboard. Just prior to the termination of long-term benefits, the Social Security Administration evaluated our client in person, and determined that she had less than sedentary functional capacity. Our client could not understand how the SSA could come to one conclusion, but her long-term disability insurer came to the opposite. She decided to reach out to the Fields Disability Team for answers.

Our Team assured our client that we would do everything we could to put together a solid record with evidence pointing to disability and appeal the insurers decision. The Fields attorneys wrote an appeal that documented all evidence that proved our client could not work in any occupation, and gathered support from our client’s doctors to bolster the argument. Our client’s long-term disability provider had no choice but to reinstate benefits following the appeal from our attorneys. Our client was so glad she decided to trust the Fields Disability Team to get her the quick, reliable results she needed to fight off her insurance company and get her well-deserved disability benefits.”