PROVEN LAWSUIT RESULTS

Nurse Auditor - Prairieville, LA

Bilateral Knee Osteoarthritis, Spinal Stenosis, Depression

“Our client was employed as a nurse auditor for a large hospital in New Orleans. Due to severe knee issues, she left work. She was unable to perform the duties of her job, which included travel, lifting boxes full of documents, and frequent standing and walking. Her long-term disability insurance carrier denied benefits from the outset, stating our client was a nurse charge master coordinator – a job that did not require any of more strenuous duties of her actual job.

She hired Fields Disability to build an appeal supporting her entitlement to benefits. The Fields attorneys referred our client to a vocational evaluation which found our client held a composite job with the duties of two distinct occupations. The insurer completely ignored the vocational report and denied the appeal. Our attorneys filed suit in federal court and assisted our client in negotiating a favorable settlement using the failure to consider the vocational report as leverage.”

Customer Service Manager - Savannah, TN

Memory Loss, Dizziness, Chest Pain, Slurred Speech

“A Customer Service Manager from Savannah, Tennessee began having cognitive issues. He had trouble remembering things, he would lose his balance, and his speech began to slur. He was no longer able to work in his managerial role. He received long term disability benefits from his insurer at work for about six months, but then the insurance company stopped paying because they said he could return to work.

He was worried about his lost income and still unable to return to work, so he called Fields Disability for help. Our team obtained the claim file from the insurance company and Fields Attorneys found that the insurance company was egregiously misinterpreting our client’s job responsibilities. Our attorneys drafted a strong appeal to the insurer pointing out the errors in how they handled our client’s claim. The insurance company changed their mind and our client received a lump-sum for back-pay and ongoing monthly benefits. Our client was pleased to be through fighting with his insurer, and happy to have his income restored.”

Day Care Director - Woodbury, CT

Myalgia, Myofascial Pain, Cervical Spondylosis, Degenerative Disc Disease, Fatigue, Hodgkin Lymphoma

“A Day Care Director became disabled with myalgia, myofascial pain, cervical spondylosis, degenerative disc disease, fatigue, and Hodgkin lymphoma. She elected to apply for long-term disability benefits as a return to working was not in this individual’s imminent future and was initially approved for long-term disability benefits by the insurance carrier. However, the insurance carrier terminated the Day Care Director’s long-term benefits, indicating no more benefits were payable because she no longer met the definition of Total Disability.

Fields Disability attorneys were retained to appeal the insurance carrier’s decision to terminate long-term disability benefits. Despite Fields Disability’s best efforts in their all-inclusive and comprehensive appeal, the insurance carrier decided to continue to uphold its prior decision to terminate benefits. Not satisfied with this response, our client took the Fields Disability attorneys’ recommendation to submit a second appeal. The insurance carrier was still not convinced and decided to continue to uphold its prior decisions to terminate benefits. The attorneys at Fields Disability knew the insurance carrier’s decisions to terminate our client’s benefits were riddled with federal law violations and decided to file a lawsuit in federal court to object to the insurance carrier’s actions.

Just weeks after filing the lawsuit, the attorneys at Fields Disability were contacted by the legal counsel for the insurance carrier and informed that they wanted to resolve the case quickly and amicably. After some persuasive negotiations on the part of the attorneys at Fields Disability, the case settled, and our client received a nice resolution.”

Director of Dining Services - Albuquerque, NM

Meniere’s Disease, Benign Paroxysmal Positional Vertigo

“Our client worked in dining services and was required to be on her feet most of the day. She suffers from a condition that causes unpredictable bouts of dizziness and vomiting. When she goes into one of these episodes, it is impossible for her to do anything. Moving around like she must in her occupation, or any other occupation, triggers these episodes. Her doctors took her out of all work, and she applied for long-term disability benefits through her employer. Her insurer denied her claim, determining that she could safely be on her feet for most of the day and carry up to 20 pounds. Our client was shocked at this news and reached out to Fields Disability for an explanation and guidance through the process.

Our Team quickly went through all our client’s medical records and drafted an appeal to quash the argument made by the insurance provider. We included in our appeal the record from the Social Security Administration who deemed our client disabled from performing substantially any gainful activity in the national economy due to her condition, and granted her Social Security Disability benefits. Our Team also obtained reports from our client’s doctors that illustrate her disability. Ultimately, the insurance company acknowledged a disability following this appeal and granted our client ongoing long-term disability benefits. Our client appreciated the support and hard work from the Fields Disability Team.”

Registered Nurse - Abilene, TX

Hypocomplementemia Urticarial Vasculitis, Autoimmune Polyarthopy, Hypothyroidism, Connective Tissue Disease

“Our client came to Fields Disability after her long-term disability benefits were terminated. The client has an active connective tissue disease that is manifested by joint pain, fatigue, and urticarial vasculitis. As a registered nurse, she could not perform the material duties of her occupation due to her disease. Her condition has limited her ability to function on a daily basis, and affects some activities of daily living.

Upon reaching out to the Fields Disability team, our attorneys gathered all the evidence from the medical records and claim file to support our client’s case. We obtained the support of her doctors and filed an appeal to the insurance company, pointing out that there was no logical or objective interpretation of the medical evidence that could allow somebody to conclude that our client could perform the duties of her occupation. The insurance company reinstated disability benefits for our client, who was very happy with the outcome.”