PROVEN LAWSUIT RESULTS
What sets us apart:
Fields Disability has a proven track record of winning. When you are disabled and unable to work, the law firm you hire can make all the difference in whether you will win your case. See what our clients say about us Insurance companies are not named in our lawsuit results due to confidentiality agreements. Please contact us for more information regarding our litigation experience with specific disability insurance companies
Here are just a few of our lawsuit wins for our clients around the United States.
Business Analyst - Normal, IL
Kidney Disease, Diabetes, Heart Failure, Hyperlipidemia, Syncope
“A Business Analyst from Illinois was diagnosed with kidney disease. He was already recovering from heart failure and had a list of complicating conditions that caused dizziness, fainting, and chest pain. The kidney failure was the last straw. He was forced to stop working and applied for long term disability benefits. He received monthly benefits from his insurance company through work for about a year. After a year, the insurer stopped paying because they said he could return to work.
He was angry at the insurance company for ignoring his condition, and worried about his lost income. He called Fields Disability for help. Our team obtained the claim file from the insurance company and found that the insurer overlooked key records from our client’s treating providers. Fields attorneys drafted a strong appeal to the insurance company based on hundreds of pages of updated evidence. The insurance company changed their mind and our client received a lump-sum payment for back-pay and ongoing monthly benefits. He is happy to be done fighting his insurance company and pleased with the representation from Fields Disability.”
Direct Sales Representative - Cincinnati, OH
Cervical and Lumbar Spinal Stenosis, Multiple Cervical (three) and Lumbar (two) Spinal Surgeries
“A Sales Representative for a cable provider became totally disabled due to chronic back pain, caused by bulging and herniated discs in his lumbar and cervical spines. After 24 months of paying benefits, his insurance company terminated his benefits because the policy’s definition of disability changed from whether one was disabled from performing his Own Occupation to disabled from performing the material duties of Any Occupation, claiming that he could perform sedentary work and specifically alleged he had transferable skills to perform the occupations of Dispatcher and Service Clerk. Confused by this logic, he approached Fields Disability for help with less than 30 days remaining to submit an appeal. Our attorneys immediately reached out to the insurance company to request a 45-day extension to submit his appeal, which was granted.
Based on our experience, we knew that the insurance company had not performed a significant vocational analysis and had failed to appreciate how the client’s chronic pain and limited range of motion impaired him performing even sedentary work on a competitive basis. We sent our client’s file to a vocational expert who conducted a national and regional job outlook study and determined that the positions of Dispatcher and Service Clerk were not appropriate occupations for our client based on his age, education, work history, and experience. The Fields team quickly gathered the necessary evidence and drafted a strong appeal for our client. The insurance company reversed its denial decision, issued the back-pay benefits our client was owed and resumed paying his monthly benefits.”
Dietary Clerk - Lawrenceville, GA
Complications from Back Surgery, Multiple Sclerosis
“A dietary clerk from Georgia suffered from chronic back pain and loss of motor skills due to a back surgery and MS. She experienced constant pain and discomfort so severe that work became impossible. She was approved for long term disability benefits through her insurance company at work and received benefits for about two years. Suddenly, the insurance company said she would no longer receive monthly benefits because she no longer met their definition of disabled.
Worried about her income and still suffering from chronic conditions, she called Fields Disability for help. Our responsive support staff walked her through every step of the process as they gathered all our client’s medical records. Fields attorneys compiled the records and presented them with strong legal arguments to the insurance company to appeal the denial of benefits. The insurance company changed its mind and our client received a lump-sum check for back-pay and now receives monthly benefits again. She is overjoyed to have her income restored and is pleased with the diligence of the Fields Disability team.”
Software Engineer - Leesburg, VA
Vestibular Migraines, Dizziness, Vertigo, Herniated Disc
“A Software Engineer began to experience worsening migraines. He had dealt with migraines before, but these were bad enough to make work impossible. He could no longer drive and had intense bouts of vertigo. His condition forced him to stop working. Subsequent tests revealed several herniated discs in his back. His doctors were in regular contact with each other to coordinate his treatment, and he submitted an application to New York Life for long term disability benefits, based on his medical records. New York Life denied the claim despite the medical evidence.
Frustrated and worried about supporting his family without income, the engineer contacted Fields Disability to assist with an appeal to New York Life. Our attorneys collected records from five physicians who had treated our client and created a timeline of treatment that New York Life could not ignore. We obtained new vocational reports showing that our client could not go back to work due to his symptoms. With the new reports, our attorneys made a strong case to New York Life that their initial decision was wrong. Our client won his appeal and was awarded back-pay and ongoing benefits. He was relieved to have the process with New York Life complete and was happy with the result.”
Phlebotomist - West Union, OH
Lumbar Disc Disease, Myleopathy
“A certified phlebotomist for a large health care provider was diagnosed with lumbar intervertebral disc disease with myelopathy, with associated radiating pain. She quit working because she was unable to keep up with her physical demanding and stressful job. New York Life agreed and paid the woman’s claim for several months. Out of nowhere and without explanation, New York Life requested the woman attend an independent medical examination. New York Life denied benefits based on the report, which far overestimated the woman’s physical abilities.
After hiring Fields Disability to assist with an appeal of the denial, our attorneys combed over the claim file and discovered that the independent doctor had failed to base his recommended work restrictions on examination findings. The Fields attorneys arranged for our client to attend a functional capacity evaluation to refute the findings of New York Life’s doctor and secured a substantial amount of medical records. Our attorneys submitted the medical records, functional capacity evaluation, and a number of legal arguments undermining New York Life’s decision on our client’s behalf, and New York Life overturned its decision and reinstated benefits for our client.”
SETTLEMENTS AND RECOVERIES IN ALL CASES DEPEND ON SPECIFIC FACTUAL AND LEGAL CIRCUMSTANCES WHICH ARE UNIQUE TO EACH CLIENT’S CASE. PAST CASE RESULTS ARE NOT A GUARANTEE OR PREDICTION OF SIMILAR RESULTS IN FUTURE CASES WHICH THE FIELDS LAW FIRM AND ITS LAWYERS MAY UNDERTAKE.
