PROVEN LAWSUIT RESULTS

Secretary/Accountant - Billings, MT

Migraines, Narcolepsy, Cognitive Decline, ADHD

“A Secretary/Accountant was forced to stop working for her local school district due to frequent migraines and problems with concentration and executive functioning. When her insurer denied her claim for Long Term Disability benefits, she turned to Fields Disability for help with an appeal.

Our team gathered her medical records and submitted an appeal on her behalf. While the appeal was being built, our client was able to return to work full-time for a different employer, but in a similar line of work. Knowing that only back-payment was at stake, the insurer offered to settle her case for over half of the benefits owed. Rather than wait through the lengthy review process, our client accepted the offer and was paid most of the past benefits owed.”

Provisioner - Burlington, ND

Lower Extremity Embolism, Lymphedema, Klippel-Trenaunay Weber Syndrome, Deep Vein Thrombosis

“A professional Provisioner from North Dakota suffered chronically from a lower extremity embolism and lymphedema, which caused severe swelling and fluid buildup in her extremities, despite continued surgical intervention. She had been approved for benefits for years before her insurer offered her the option of a lump-sum settlement. She declined this and continued with monthly payments on her claim when just a couple months later her insurer terminated her benefits. She made the right move to reach out to Fields Disability to help her with her claim.

Our team drafted two appeals that documented her disability and the unjust practices of the insurer. They continued to uphold their denial, but our team did not give up on our client. Knowing we had a strong case and our client deserved benefits, our attorneys filed a lawsuit and began settlement negotiations. Our attorneys ended up getting our client a higher settlement than was offered before the insurer terminated her benefits. Our client was thankful that she chose the Fields Disability Team to assist her.”

Maintenance Mechanic - Sterling, ND

Degenerative Disc Disease

“A maintenance mechanic was unable to work due to degenerative disc disease. Initially, he was approved for Long Term Disability benefits and was additionally approved for Social Security Disability benefits, and VA Disability benefits. Unfortunately, after several years the insurer unexpectedly terminated his Long Term Disability claim. Left without a major source of his monthly income, still unable to work, and unsure how to proceed, he reached out to Fields Disability for guidance.

We worked with our client to appeal the insurer’s claim termination. Despite providing the insurer with ample evidence of our client’s continuing disabilities, each of our appeals were denied. In response, we filed a lawsuit against the insurer on behalf of our client.

The Fields Disability attorneys worked closely with our client throughout the litigation. When it became clear that a settlement was likely the best possible outcome, our client gave our team authority to send an initial demand to the insurer. Although negotiations were tenuous, the strong advocacy of the Fields Disability team paid off for our client. He was eventually presented with an offer and walked away with a lump sum payout. Our client was grateful to the entire Fields Disability team.”

Customer Relations - Cavalier, ND

Circadian Rhythm Sleep Disorder

“A customer relations specialist with circadian rhythm sleep disorder had tried numerous times and various treatments to restore his circadian rhythm, but to no avail, until his condition became too problematic for him to work. He applied for disability benefits through an insurance policy provided by his employer and his claim was accepted. However, the insurance company denied his benefits after 24 months, based on the contention that the client was only disabled due to mental health conditions.

After being denied, he signed up with Fields Disability. We appealed the denial, but the insurer refused to consider the neurological cause of our client’s conditions that was clearly documented in the medical records. The attorneys at Fields Disability prepared to file a lawsuit against the insurer. However, after contacting the insurer and pointing out their numerous errors, our attorneys were able to negotiate an early settlement for our client. “

Emergency Room Nurse - Boca Raton, FL

Low Vision

“An Emergency Room Nurse was forced to retire due to problems with her vision, so she applied for Short Term Disability benefits. Unfortunately, the insurer denied her claim because they determined that her medical conditions were not severe enough to constitute a disability. In response, she contacted the experts at Fields Disability for assistance.

Our team assessed our client’s medical history and determined that Sedgwick was wrong to deny the claim. We then began collecting evidence of our client’s disabilities for use in an appeal to the insurer. Medical records detailing the severity of her condition were gathered, in addition to written testimonies from our client’s treating medical providers. Our attorneys drafted a memorandum in support of her claim, emphasizing the strengths of her case, and, coupled with the strong advocacy and persuasiveness of our attorneys, forced Sedgwick to reverse its decision. Our client received back pay for her entire Short Term Disability period, which had run its course during the appeals process.”