PROVEN LAWSUIT RESULTS

County Recording Clerk - Maplewood, MN

Rheumatoid Arthritis, Trigger Finger, Chronic Low Back Pain, Chronic Right Wrist Pain and Swelling, Osteoarthritis Bilaterally in the Knees, Chronic Left Hip Pain, Chronic Fatigue

“A County Recording Clerk in Minnesota ceased working at the recommendation of her doctors due to a progression of her rheumatoid arthritis, trigger finger, chronic fatigue, and osteoarthritis in her knees, hips, and low back. She applied for disability benefits, but Madison National denied her Short Term Disability benefits and her application for Long Term Disability benefits. Unsure where to turn next, she reached out to the Fields Disability to appeal her Short Term and Long Term claim decisions.

The Fields Disability team gathered additional medical records, and a narrative report from our client’s treating doctors. The Fields attorneys submitted an appeal, but Madison National reviewed and upheld its original decision because our client returned to work after surgery and physical therapy, and Madison National used the return to work to assert that she was never disabled from performing her own occupation.

With a second appeal available, our team obtained additional updated medical evidence and additional supportive narrative reports stating that our client’s ability to return to work was due to her physical therapy and time off work to recover from her surgery. After review, Madison National overturned its denial and approved all of her Short Term Disability benefits and two months of Long Term Disability benefits.”

Police Officer - Lakeville, MN

PTSD, Alcohol Use Disorder, Degenerative Left Hip Disorder, Multi-level Degenerative Disc Disease, Disc Bulges, Nerve Root Compression

“A Police Officer in Minnesota was in an officer involved shooting and developed severe PTSD. That condition, alongside an ongoing degenerative disc disorder, ultimately forced him out of work. He applied for Long Term Disability benefits, but Madison National denied his claim for benefits, stating that his conditions didn’t prevent him from doing his job.

Knowing he needed help, he retained Fields Disability to fight for his benefits. Our team requested additional updated documentation, and supporting reports from his treating providers. The managing attorney wrote an appeal critical of the reasoning for their denial with additional supporting documentation. After months of reviewing the appeal, the insurer overturned the denial. Our client was paid for all past due benefits, and was reapproved for ongoing benefits.”

Mental Health Practitioner - Eyota, MN

Functional Neurological Disorder

“A Mental Health Practitioner worked at her local school district in Minnesota for many years until she developed a neurological disorder that caused dizziness, severe fatigue, inability to concentrate, and difficulty with speech that forced her out of work. She filed for disability benefits under her insurance policy, but Madison National denied her claim and stated that the documents did not support the inability to work in her occupation.

Unsure of what to do next, she turned to Fields Disability for help. Our team requested medical records from all her treating providers including a supportive statement from her primary care physician, confirming her new diagnosis of functional neurological disorder, the objective findings, and the provider’s opinion on her ability to work. Fields attorneys filed all of the additional information on appeal. After reviewing all the evidence and a physical examination, her benefits were approved, and she received payment for the past due benefits.”

Finance and Administration Manager - Appleton, MN

Scheuermann’s Disease, Bilateral Carpal Tunnel Syndrome

“An Administrative Manager for a large railroad company in Minnesota developed lower back and neck conditions that made it very difficult for her to perform her normal work duties. These conditions, combined with bilateral hand pain from carpal tunnel syndrome, made it impossible for her to perform the computer work demanded of her on a full-time work schedule. After working with these conditions, she left work at the at the advice of her doctors. She filed a claim for disability benefits with The Hartford and was approved. A few months later, her insurer terminated her claim, offering litle explanation. Confused by the decision, she searched for help online and found Fields Disability.

Our team wrote requests for reports to our client’s treating providers. To assess our client’s functional abilities, the Fields Disability attorneys referred her to a Functional Capacity Evaluation (FCE). The FCE revealed that our client might be able to perform some modified form of desk work. Our attorneys submitted the report to a vocational expert for review and comment, and, after review, the vocational expert concluded that no gainful work in the economy existed with our client’s restrictions and limitations. The Fields Disability attorneys submitted the additional information on appeal. The Hartford paid our client all past due benefits, and reinstated benefits.”

Pediatric Physical Therapist - Elk River, MN

Migraines, Convergence Disorder, Light Sensitivity, Sound Sensitivity, Visual Issues

“A Pediatric Physical Therapist from Minnesota suffered from severe and sudden migraines. Her condition caused her to have extreme sensitivity to light and sound, and made concentrating at work impossible. She applied for Long Term Disability through her employer’s insurance policy. After paying benefits for about four months, Prudential denied her benefits stating her records did not support restrictions and limitations preventing her from returning to work.

Worried about her lost income and unable to return to work, she contacted Fields Disability for help. Our disabilty team obtained the claim file from the insurance company, and additional medical documentation with expert reports. When our attorneys reviewed the file, it was obvious that the insurer overlooked key medical records. Fields Disability attorneys submitted the updated documentation, and a strongly supported appeal letter. After reviewing the updated information, the insurance company paid our client back benefits and ongoing monthly benefits.”